FDIC: RESPA Escrow Program

The Real Estate Settlement Procedures Act (RESPA) provides borrowers with pertinent and timely disclosures regarding the nature and costs of the real estate settlement process. RESPA provisions also protect borrowers by placing limitations on the use of escrow accounts and requiring specific disclosures of applicable charges and disbursement dates.

The RESPA Escrow Program is an efficient tool for determining whether a financial institution is properly calculating and disclosing escrow account information as required under Section 3500.17 of the Department of Housing and Urban Development’s Regulation X which implements the Real Estate Settlement Procedures Act.

This program is intended for use by banking industry professionals only.

General Disclaimer

Excel 2000 Version 3
Click the Excel Worksheet hyperlink to download the ZIPPED archive of the RESPA Calculator. Once you extract the files from this archive, a new folder “RESPA Calculator” will be created in a desired location on your machine. The extracted utility will comprise of: RESPA_v3.0.xls Master Template. Subfolder “Help” that will maintain all the related HLP files for user support.
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