NFIP Statistics

• Floods are the #1 most common natural disaster in the United States.
• In the past 10 years (1999-2008) the average flood insurance claim paid in the US was more than $45,369 per year.
• In the past 10 years (1999-2008) the NFIP paid over $25.5 billion to flood insurance customers.
• The average premium for a yearly flood insurance policy is around $542.
• 20 to 25 percent of all flood insurance claims are filed in low- to moderate-risk areas.
• The NFIP paid nearly $2.6 billion claims to-date to homeowners, business owners, and renters in 2008.
• Top ten states receiving claims payments during 2008:
  

  State	Total Number of 2008 Claims	Total 2008 Claims Payments
  Texas	36,307	$1,593,987,360
  Louisiana	12,179	$331,868,155
  Iowa	2,983	$152,936,648
  Indiana	2,925	$98,865,401
  Missouri	3,165	$96,882,565
  Illinois	4,496	$95,874,334
  Florida	2,901	$52,718,493
  Wisconsin	1,331	$31,890,574
  Mississippi	1,523	$27,976,867
  North Carolina	655	$15,680,680