Happy Hawaiian Homeowners

A Native Hawaiian family used the Native Hawaiian Housing Loan Guarantee Program to help them buy their own home.

Mrs. Kimberley Zoller and her husband financed the purchase of their new home in the Hawaiian home land community of Kapolei utilizing a 184A loan. Mrs. Zoller is a Native Hawaiian eligible to reside on Hawaiian home lands. She is also a member of the Confederated Tribes of the Grand Ronde Community of Oregon.

What made this 184A transaction extra special is that as a tribal member, Mrs. Zoller received a down payment assistance grant from the Grand Ronde Tribal Housing Authority to supplement the matching funds she and her husband contributed to the home purchase. This is an excellent example of how resources may be leveraged and used for Native people to achieve their goal of homeownership!

Some of the people who helped make this possible are Sandy Asato, Department of Hawaiian Home Lands (DHHL) Native American Assistance and Self Determination Act (NAHASDA) Coordinator; Paula Blunt, Public and Indian Housing (PIH) General Deputy Assistant Secretary, HUD; Scottina Ruis, DHHL NAHASDA Planner; Claudine Allen, Office of Native American Programs (ONAP) Native Hawaiian Program Specialist, HUD; Rodger Boyd, Office of Native American Programs (ONAP) Deputy Assistant Secretary, HUD.

The Section 184A Native Hawaiian Housing Loan Guarantee Program is a financing option available for Native Hawaiian families to construct, purchase and rehabilitate homes located on Hawaiian home lands. ONAP Office of Loan Guarantee provides mortgage lenders a 100 percent guarantee on 184A mortgage loans made to eligible borrowers.

Learn more about these loan programs