President George W. Bush announced, in his 2002 State
of the Union address, that he would work with Congress this year to achieve "broader
homeownership, especially among minorities." The President's announcement followed
the U.S. Census Bureau's release of homeownership data on January 25, 2002, showing
that there are now 73 million homeowners nationwide, more than at any time in
history, and that the minority homeownership rate is 49 percent, also a new record.
Former HUD Secretary Mel Martinez emphasized that "This Administration is poised
to build upon this record with a new focus on making it easier for Americans to
have a stake in their communities and shape their neighborhoods through homeownership.
The President's down payment assistance initiative, increase in funding for housing
counseling services, and stronger partnerships with faith-based groups will pave
the way for thousands more to achieve the dream of homeownership." Several
key initiatives
were introduced to simplify the homebuying process, especially for minority and
low-income minority Americans. In addition, HUD's Office of Fair Housing and Equal
Opportunity is taking the following steps to further minority homeownership:
- Proactively
preventing housing discrimination through education, outreach, and the enforcement
of the nation's fair housing
laws.
- Promptly
resolving housing complaints and reducing
FHEO's backlog of aged cases.
-
Unlocking the potential of faith-based
and community organizations as a means of expanding homeownership opportunities
for low-income, minority persons and those with special needs.
- Directing
resources and attention to unfair and discriminatory practices in the Colonias.
- Vigorously
enforcing the Fair Housing Act against civil rights violations by predatory
lenders.
Anyone
who believes they have experienced housing discrimination should call HUD's Housing
Discrimination Hotline at 1-800-669-9777. They can also file
a housing discrimination complaint with the nearest
HUD office. |