Save the Dream

Welcome to the Save the Dream : Ohio's Foreclosure Prevention Effort

The Save the Dream Team

Governor's Office
Ohio Department of Development
Ohio Attorney General
Ohio Treasurer of State
The Supreme Court of Ohio
Ohio Department of Commerce
Ohio Department of Jobs & Family Services
Ohio Housing Finance Agency
Ohio State Bar Association
Legal Aid organizations
Housing counseling agencies
Save the Dream flyer

Thank you for visiting this Web site dedicated to foreclosure prevention! We applaud you for taking the initiative to learn more about this issue, and hope that the information and resources on this site will help you to save the dream of homeownership.

The Save the Dream foreclosure effort in Ohio is uniquely structured to include both governmental and private sector partners each deeply concerned about the foreclosure crisis facing Ohio, and we are working to provide you with the tools to save your dream—the American dream—of owning a home.

We understand that this is an emotional time for you and your family, but it is vital for you to take action. This is no time for delay!

We encourage you to take the following steps to help you stay in your home:

Contact your mortgage loan servicer at the first sign that you may have difficulty in making your mortgage payment. Explain your circumstances and ask to participate in a workout resolution. Even if the foreclosure process has started, it is not too late to reach out to your servicer.
While working with your servicer, we also urge you to contact a housing counselor—approved by the U.S. Department of Housing and Urban Development—to discuss your options.

Save the Dream is supported by the Governor's Office, Ohio Department of Development, the Attorney General's Office, the Treasurer's Office, the Supreme Court of Ohio, Ohio Department of Commerce, Ohio Department of Jobs & Family Services, Ohio Housing Finance Agency, the Ohio State Bar Association, various Legal Aid organizations, and housing counseling agencies.

President Obama's Housing Plan
Learn how you could receive help from the President’s plan to refinance or modify mortgages.
Foreclosure Resources
Reaching out is the first step to prevent foreclosure. There are numerous local, state, and federal resources available.
Contact Your Mortgage Servicer
Working with your mortgage servicer is vital. Many servicers are willing to work with you if you notify them as soon as you anticipate financial trouble.
Help For Homeowners
It is important to understand what you can do. Learn about alternatives to foreclosure, foreclosure terminology, and the Countrywide Financial settlement.
Steps In The Foreclosure Process
Understanding how foreclosure works and the timeline you can expect to face will help you throughout the process.
Legal Assistance
Homeowners may determine that they need help from Ohio’s legal community. Pro bono attorneys and mediation assistance are available to many borrowers.
Local Resources Brochure
Find the assistance available in your community that can help you save your home. The brochure is in a printable PDF format.

Foreclosure Questions & Answers
Foreclosure can be confusing. Read answers to many typical foreclosure-related questions.
Rescue Scams
One of the best ways to avoid a foreclosure rescue scam or a credit repair scam is to focus your efforts on working with a HUD-approved housing counselor and directly with your mortgage servicing company.
Predatory Lending
Deceptive lending practices harm borrowers. Recognize predatory lending and your rights.
Rentals and Foreclosure
If you are a tenant who is renting a home or an apartment, read important information regarding foreclosure and what to do if your landlord is in foreclosure.
Informational Videos
Watch testimonials of homeowners who sought and received help from a housing counselor and saved their homes, view what you can expect if you visit a housing counseling agency, and access Save the Dream campaign spots.
Mediation
Ohio’s Foreclosure Mediation Program enables local courts to engage in foreclosure mediation with the borrower and mortgage servicer. Find contact information for your local court and learn why it is important to request mediation for your foreclosure case.

Call a Housing Counselor

Call Your Mortgage Servicer

Legal Assistance

Watch Real Stories

Borrower Outreach Days

Contact Us