<HTML> <HEAD> <title>WebForm1</title> <meta name="GENERATOR" content="Microsoft Visual Studio .NET 7.1"> <meta name="CODE_LANGUAGE" content="Visual Basic .NET 7.1"> <meta name="vs_defaultClientScript" content="JavaScript"> <meta name="vs_targetSchema" content="http://schemas.microsoft.com/intellisense/ie5"> <META http-equiv=Content-Type content='text/html; charset=UTF-8'> </HEAD> <body > <TABLE id="Table1" cellSpacing="1" cellPadding="1" width="100%" border="0"> <TR> <TD><b>Comment Number:</b></TD> <TD>OP-1209_090</TD> </TR> <TR> <TD><b>Received Date:</b></TD> <TD>9/17/2004</TD> </TR> <TR> <TD><b>Organization:</b></TD> <TD></TD> </TR> <TR> <TD><b>Commenter:</b></TD> <TD>Ramsey, Penny</TD> </TR> <TR> <TD><b>State:</b></TD> <TD></TD> </TR> <TR> <TD><b>Agency:</b></TD> <TD></TD> </TR> <TR> <TD><b>Rule:</b></TD> <TD>FCRA Dispute Handling Study</TD> </TR> <TR> <TD><b>Docket ID:</b></TD> <TD>NA</TD> </TR> <TR> <TD><b>Attachments:</b></TD> <TD><a href='OP-1209_090.pdf'>OP-1209_090.pdf</a>&nbsp<a href='http://www.adobe.com/products/acrobat/readstep2.html' target = _blank >Download Adobe Reader</a><br></TD> </TR> </TABLE> <hr/> <b>Comments:</b><br/><br/> </body> </HTML>