Insurance Programs

Retirees or Family Members

Welcome to the insurance services website for Federal retirees and their survivors. Here, you will find various resources to help you and your family make informative choices regarding health, dental, vision, life, and long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

GUIDE ME...

Long Term Care

Do my premiums change now that I’m retired?

Answer:

Federal Long Term Care Insurance Program premiums are based on the benefits you choose and your age at the time you apply. Your annual premium does not change just because you are retired. However, if you paid your premium through payroll deduction while employed, you will need to notify Long Term Care Partners that you are retiring.

They will let you know your options for paying premiums. There are three options for paying premiums: 1) Annuity Deduction, 2) Automatic Bank Withdrawal, and 3) Direct Bill. Your payments may change if you previously paid biweekly through payroll deduction, because individuals paying through annuity deduction, automatic bank withdrawals and direct bills pay premiums monthly.

OTHER PROGRAMS

You are reviewing questions about Long Term Care. You may view questions about other programs by selecting one of the programs below:

U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce