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Beware: Fake Check Scams Fake checks, including cashiers
checks, can look so real even bank tellers can be fooled. However, just
because you can withdraw the money, doesn't mean the check is good. Forgeries
can take weeks to discover. YOU are responsible for the checks you deposit.
If a check bounces, you owe the bank any money you withdrew. If someone wants
to send you a check, insist on a cashier's check for the exact amount,
preferably from a local bank or one with a branch in your area. Never accept
a check and then agree to send a portion of the money back to the sender. For
information or to report a scam, visit www.fakecheck.org or call toll-free
1-800-876-7060.
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Unsolicited Checks And Credit Offers If you cash an unsolicited
check you've received in the mail, you could be agreeing to pay for products or
services you don't want or needIn addition, those "guarantees" for credit cards or loans, without consideration of credit history, are probably a scam. Legitimate lenders never guarantee credit. For
information on how to identify fraudulent solicitations, visit www.ftc.gov.
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