| Credit Reporting |
 |
| Business Guidance |
Credit Reports: What
Information Providers Need to Know
[PDF]
Describes the scope of the Fair Credit Reporting Act and the responsibilities
for information providers covered by it.
Consumer Reports:
What Insurers Need to Know
[PDF]
Details the responsibilities of insurers who make coverage decisions
based on consumer credit reports; focuses on adverse action notices.
Disposing of Consumer Report Information? New Rule Tells How
[PDF]
Identity Theft Web Site
Helps consumers avoid and respond to identity theft; offers the Identity
Theft Affidavit and an online complaint form.
Special Highlights
Provides links to the FTC’s FCRA material, both privacy-related
and otherwise. Includes press releases and staff opinion letters.
Using Consumer Reports:
What Employers Need to Know
[PDF]
Explains the provisions of the Fair Credit Reporting Act concerning
employer use of current or potential employee credit records. These
include written notice and authorization, adverse action procedures
and certifications to consumer reporting agencies.
Using Consumer Reports:
What Landlords Need to Know
[PDF]
Details the responsibilities of landlords who make tenant decisions
based on consumer credit reports; focuses on adverse action notices.
