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Foundations for Strong Families 101: Healthy Relationships and Financial Stability
(Report)
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Author(s): Anupa Bir, Elise Corwin, Bob Lehrman, and Pam Joshi |
Organization(s): RTI, International |
This is the first of two briefs that examine the interplay between education and skills-building programming for lower income individuals and families in the areas of marriage and relationships, financial literacy, and asset development. This brief provides an overview of existing programs and practices. It highlights opportunities for collaboration between the marriage and family-strengthening initiatives and the financial literacy and asset-building initiatives, and concludes with lessons for building the foundations of family and financial stability. |
Published: January, 2009 |
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Foundations for Strong Families 201: Healthy Relationships and Financial Stability
(Report)
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Author(s): Anupa Bir, Elise Corwin, Bob Lehrman, and Pam Joshi |
Organization(s): RTI, International |
This is the second of two briefs that examine the interplay between education and skills-building programming for lower income individuals and families in the areas of marriage and relationships, financial literacy, and asset development. It explores how communication, marriage and divorce, money management, credit and debt, children and child support, and other issues affect and/or are affected by familial and financial well-being. Also, it offers tips for practitioners working with couples to build intimacy and stable relationships with each other and with their finances. The brief focuses on romantic couple relationships and marriage; however, sharing financial resources can also bring benefits and challenges for co-parents, within extended families, and even between parents and children. |
Published: January, 2009 |
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Assets, Poverty, and Public Policy: Challenges in Definition and Measurement
(Report)
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Author(s): Yunju Nam, Jin Huang, and Michael Sherraden |
Organization(s): Urban Institute with Washington University and The New American Foundation |
This report reviews the definitions and measures of assets and asset poverty in existing theoretical and empirical studies and suggests ways to make them more relevant for future research and policy development. In doing so, the report establishes a conceptual foundation for an emerging field of inquiry that focuses on the role of assets in social policy. [45 PDF pages] |
Published: December, 2008 |
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Executive Summary
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Asset Building over the Life Course
(Report)
Final Report |
Author(s): Mark R. Rank |
Organization(s): Urban Institute |
This report provides a conceptual framework that describes how asset accumulation unfolds over an individual's lifetime and how the effects of such accumulation can best be understood within the context of the life course. The report identifies five factors that are important in understanding the low levels of asset accumulation among low-income households and places those factors within the context of time, aging, development, and sequencing, all of which are critical in the building of assets over the life course. [PDF - 35 pages] |
Published: November, 2008 |
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Effects of Holding Assets on Social and Economic Outcomes of Families:
(Report)
A Review of Theory and Evidence |
Author(s): Robert Lerman and Signe-Mary McKernan |
Organization(s): Urban Institute with Washington University and The New American Foundation |
This report provides a conceptual framework on the effects of asset holding and reviews the empirical literature based on this framework. The report distills the main findings on how assets influence economic, social, psychological, and child well-being and provides empirical support for the benefits of asset building. [39 PDF pages] |
Published: November, 2008 |
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Marriage Education, Financial Literacy, and Asset Development Roundtable:
(Report)
Meeting Summary |
Author(s): Elise Corwin, Anupa Bir, Pam Joshi, and Bob Lerman |
Organization(s): RTI International and Urban Institute |
This report summarizes a Roundtable Meeting convened by ASPE in February 2008. The Roundtable brought together researchers and practitioners from the marriage education, financial literacy, and asset development fields to begin a dialogue on the relationship between healthy marriages and financial practices. Discussion centered on how to improve programmatic efforts and encourage collaboration between the fields to address long-term family and economic stability. Research needs and collaborative opportunities were also explored. |
Published: July, 2008 |
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Determinants of Asset Building
(Report)
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Author(s): Sondra Beverly, Michael Sherraden, Min Zhan, Trina R. Williams Shanks, Yunju Nam, and Reid Cramer |
Organization(s): Urban Institute |
This report provides a policy-oriented conceptual framework that has the potential to explain saving and asset accumulation across the entire population and to account for the low levels of saving and asset accumulation in the low-income population. The report also reviews empirical evidence that supports or challenges this framework. [PDF - 104 pages] |
Published: March, 2008 |
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Executive Summary
PDF Executive Summary
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Balance Sheets of Low-Income Households:
(Report)
What We Know about Their Assets and Liabilities |
Author(s): Adam Carasso and Signe-Mary McKernan |
Organization(s): Urban Institute |
This report synthesizes current research and other available information on the assets and liabilities of low-income households into a variety of portraits. These data allow practitioners and researchers to begin to form a comprehensive representation of the balance sheets of low-income households. [78 PDF pages] |
Published: November, 2007 |
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The Effects of Welfare and IDA Program Rules on Asset Holdings of Low-Income Families
(Report)
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Author(s): Signe-Mary McKernan, Caroline Ratcliffe, Yunju Nam |
Organization(s): Urban Institute |
This report examines the effects of a comprehensive set of 13 welfare, food stamp, individual development account (IDA), earned income tax credit (EITC), and minimum wage program rules on the asset holdings of low-education, single mothers and families. (Low-education was used as a proxy for low-income and address fluctuations in income over time.) More specifically, this original analysis of extant data examines the effects of varying asset limits across state TANF programs, treatment of different types of assets, and state efforts to encourage asset accumulation among TANF recipients. [59 PDF pages] |
Published: September, 2007 |
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Assessing Asset Data on Low-Income Households: Current Availability and Options for Improvement
(Report)
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Author(s): Caroline Ratcliffe, Henry Chen, Trina Williams Shanks, Yunju Nam, Mark Schreiner, Min Zhan, Michael Sherraden |
Organization(s): Urban Institute |
This report identifies three data sets as the most reliable and informative data sources for understanding low-income households' assets and liabilities: the Survey of Consumer Finances (SCF), the Survey of Income and Program Participation (SIPP), and the Panel Study of Income Dynamics (PSID). The report also details the limitations of these data sets and provides options for improving asset data sources and collection methods. In doing so, the report provides a framework for refining the primary sources of data necessary to pursuing future research in the assets field. [94 PDF pages] |
Published: September, 2007 |
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