In order to access certain Benefit Online Services you must first establish an account.

If you have already established an account, view Retirement Planner now. If you are not logged in, you will be required to do so.  Only railroad employees are allowed to access Retirement Planner.

If you have not established an account, go to PIN/Password Services.

About Retirement Planner

The Retirement Planner will provide employee and spouse estimates for employees who have not yet retired under the Railroad Retirement Act. The estimates will be based on your service and earnings on record with us. The earliest date you will be entitled to a full annuity, and, if applicable, the earliest date you will be entitled to a reduced annuity, will be furnished. Based on your spouse's date of birth and your age, years of service, and eligibility dates, the Retirement Planner will furnish spouse estimates as of your respective eligibility dates.

You may view and print a summary of our current record of your Railroad Retirement service months, compensation, and Social Security Wages. By adding service months, compensation, and wages in future years, you may also obtain an estimate on a projected earnings basis.