[Code of Federal Regulations]
[Title 12, Volume 1]
[Revised as of January 1, 2008]
From the U.S. Government Printing Office via GPO Access
[CITE: 12CFR41.83]

[Page 457-458]
 
                       TITLE 12--BANKS AND BANKING
 
   CHAPTER I--COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY
 
PART 41_FAIR CREDIT REPORTING--Table of Contents
 
    Subpart I_Duties of Users of Consumer Reports Regarding Address 
                   Discrepancies and Records Disposal
 
Sec. 41.83  Disposal of consumer information.

    (a) Definitions as used in this section. (1) Bank means national 
banks, Federal branches and agencies of foreign banks, and their 
respective operating subsidiaries.
    (b) In general. Each bank must properly dispose of any consumer 
information that it maintains or otherwise

[[Page 458]]

possesses in accordance with the Interagency Guidelines Establishing 
Information Security Standards, as set forth in appendix B to 12 CFR 
part 30, to the extent that the bank is covered by the scope of the 
Guidelines.
    (c) Rule of construction. Nothing in this section shall be construed 
to:
    (1) Require a bank to maintain or destroy any record pertaining to a 
consumer that is not imposed under any other law; or
    (2) Alter or affect any requirement imposed under any other 
provision of law to maintain or destroy such a record.