[Code of Federal Regulations]
[Title 12, Volume 1]
[Revised as of January 1, 2008]
From the U.S. Government Printing Office via GPO Access
[CITE: 12CFR41.28]

[Page 451]
 
                       TITLE 12--BANKS AND BANKING
 
   CHAPTER I--COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY
 
PART 41_FAIR CREDIT REPORTING--Table of Contents
 
                      Subpart C_Affiliate Marketing
 
Sec. 41.28  Effective date, compliance date, and prospective application.

    (a) Effective date. This subpart is effective January 1, 2008.
    (b) Mandatory compliance date. Compliance with this subpart is 
required not later than October 1, 2008.
    (c) Prospective application. The provisions of this subpart shall 
not prohibit a bank from using eligibility information that it receives 
from an affiliate to make solicitations to a consumer if the bank 
receives such information prior to October 1, 2008. For purposes of this 
section, a bank is deemed to receive eligibility information when such 
information is placed into a common database and is accessible by the 
bank.