============= Page 1 of 11 ============= Ken and Linda Lay Balance Sheet Comparison June 30, 2000 Current Assets 5/31100 4,275,942 6130/00 4,646,852 Variance 370,910 New TCW Accounts Marketable Investments Com & Pref Stocks 143,891,543 136,428,801 (7,462,742) ENE dec. $8.375 from pr. Mo.: New TCW Accts-$1M Cash & from sale, eVelocity Corp. Executive Stock Options 135,153,475 111,627,137 (23;526,338) ENE dec. $8.375 from pr. Mo. Bonds 236,075 298,606 62,531 Photofete.com note Mutual Funds 14,896,774 13,467,619 (1,429,155) Sold some TCW Select Equity & Aggressive Growth shares Partnerships (Family)* 53,905,585 47,962,388 (5,943,197) ENE dec. $8.375 from pr. Mo.; CPQ dec. $.625 from pr. Mo. Long Term Investments 38,189,728 39,301,084 1,111,356 Chase Ptrs, Lazard Tech Pts, Vanguard II Retirement/Deferred Assets 61,556,102 60,366,344 (1,189,758) ENE dec. $8.375 from pr. Mo.; Personal Non Earning Assets 2,579,775 2,659,604 79,829 Current Liabilities (63,583,460) (71,402,844) (7,819,384) $2,750,000 add'I to Manulife, new investments, interest exp Long Term Liabilities (104,622,281) (89,860,778) 14,761,503 Decrease in Def. Tax Liability as a result of dec stock opt value Business Liabilities (195,047) (206,299) (11,252) NET WORTH $ 286,284,212 $ 255,288,514 (30,995,698) CONTINGENT LIABILITIES: Ken and Linda have guaranteed a mortgage in the amount of $900,000 maturing on January 1, 2014 with an interest rate of 6.88% at Bank of America for their daughter, Robyn Vermeil. This loan is collateralized by property appraised at $965,000 as of December 9, 1998. Ken has also guaranteed three unsecured notes in the amounts of $183,900 maturing on Aug. 27, 2000 and $101,319 plus $145,374 maturing on Sept. 25, 2000 (totaling $246,693) at an interest rate of 30-Day LIBOR +1.5% at Bank of America for his sister, Sharon Lay. Linda has guaranteed a note secured by a 2000 Toyota Avalon in the amount of $26,949. The outstanding commitments for various investments equal $ 19,686,270. * Value based on FMV of partnership assets. No discount for partnership interest is shown. LAY-G39 0089 LBF002-00676 GOVERNMENT EXHIBIT 216 Crim. No. H-04-25 (S-2) ============= Page 2 of 11 ============= List of Outstanding Commitments As of June 30, 2000 Total Outstanding PERSONAL Commitment Total Invested Commitment Capricorn Investors II LP Capricorn Investors III LP Carson Private European Fund Chase Cap Ptrs Private Eq Fund Corporate Opportunities Funds Environmental Opportunities Fund Environmental Opportunities II Fund Lazard Technology Partners II LP Vanguard VII LP Westbridge Ventures, L.P. SUBTOTAL List of Scheduled Commitments: Houston NFL Holdings (Offset by Credit Facility at Bank of Am) TOTAL Total Outstanding KLL & LPL INVESTMENTS, LTD. Commitment Total Invested Commitment 500,000 476,415 23,585 750,000 284,672 465,328 1,500,000 1,050,000; 450,000 5,000,000 767, 010 4,232,990 750,000 225,000 525,000 500,000 475,000 25,000 400,000 168,000 232,000 1,000,000 142,633 857,367 3,000,000 300,000 2,700,000 1,000,000 1,000,000 $ 14,400,000 $ 3,888,730 $ 10,511,270 11,675,000 2,500,000 9,175,000 $ 26,075,000 $ 6,388,730 $ 19,686,270 Capricorn Investors III LP Carson Private Capital IV (Hicks Muse) DLJ Millennium Partners LP G S Private Equity Partners LP Lazard Technology Partners II LP Sevin Rosen VI Affiliates TCW/Hines Emerging Markets R E TCW Taiwain Special Opportunity II Vanguard VII LP Westbridge Ventures, L.P. TOTAL 250,000 94,891 155,109 1,000,000 900,000 100,000 250,000 237,500 12,500 2,000,000 1,221,889 778,111 500,000 71,318 428,682 50,000 37,500 12,500 1,000,000 150,186 849,814 500,000 500,000 - 2,000,000 200,000 1,800,000 500,000 500,000 $ 8,050,000 $ 3,413,284 $ 4,636,716 LAY-G39 0090 .BF002-00677 ============= Page 3 of 11 ============= July 18, 2000 Kenneth L. & Linda P. Lay BALANCE SHEET ANALYSIS As of: June 30, 2000 Balance % of Total Assets % of Working Assets ASSETS CURRENT ASSETS Cash on Hand CASH ON HANDBJONES 52.43 .0% .0 CASH ON HAND/SK 35.89 .0% .0 CASH ON HAND/PSTOKES 1,943.62 .0% .0 CASH ON HAND/MSTURGIS 198.18 .0% .0 CASH ON HANDILEONA 381.63 .0% .0 CASH ON HAND/PRAKER 300.00 .0% .0 Total Cash on Hand: 2,911.75 .0% .0 Checking Accounts: BANK OF AMERICA 0707 81,266.60 .0% .0 BANK OF AMER/LPL PROP 12,443.23 .0% .0 BANK OF AMER/STOKES 3,252.53 .0% .0 CHASE BANK CHECKING 94.50 .0% .0 VECTRA BANK 4,903.90 .0% .0 UNITY 109-900 4,901.66 .0% .0 Total Checking Accounts: 106,862.42 .0% .0 Money Market Accounts: WASHINGTON DC ACCT 90,000.00 .0% .0 Total Money Market Accounts: 90,000.00 .0% .0 Brokerage Accounts: CHARLES SCH-CAPROCK/SCH-CR 56,126.58 .0% .0 GOLDMAN SACHS/GS-61 49,203.39 .0% .0 GOLDMAN SACHS/GS-42 78,681.06 .0% .0 PAINE WEBBER MMA/PW-KLL 10,452.78- .0% .0 PAINE WEBBER CYPRESS/PW-98 -140.06 .0% .0 PAINE WEBBER HB/PW-38 44,580.16 .0% .0 SANDERS MORRIS MMA/SMH-JT .98 .0% .0 TCW CONC CORE ACCT 50,325.64 .0% .0 TCW MID CAP ACCT 105,918.09 .0% .0 WATERHOUSE SEC-MMA/WSI 1,050.67 .0% .0 Total Brokerage Accounts: 396,199.29 .1% .1 Savings Accounts: ENRON CREDIT UNIONIKLL 44.85 .0% .0 Total Savings Accounts: 44.85 .0% .0 Treasury Bills: SAVINGS BONDS 2,400.00 .0% .0 Total Treasury Bills: 2,400.00 .0% .0 Page 1 LAY-G39 0091 LBF002-00678 ============= Page 4 of 11 ============= Kenneth L. & Linda P. Lay BALANCE SHEET ANALYSIS As of: June 30, 2000 Short-term Receivables: ACCT RECV-TDH ACCT RECV-TDH (AVALON) ACCT RECV-MKL ACCT RECV-RENT DEP (#1000) ACCT RECV-S. HOBBS ACCT RECV-D. HOBBS ACCT RECV-RRH ACCT RECV-RRH (DICKEY) ACCT RECV-BJONES ACCT RECV-RV ACCT RECV-JAL ACCT RECV-ROBERTS/BLOODWOR ACCT RECV-E MCELROY ACCT RECV-RANDY GRAY ACCT RECV-S. ADARO ACCT RECV-Y2K ENERGY CO. Total Short-term Receivables: Notes Receivable: FAM PTRNS ANNUITY-2/KLL FAM PTRNS ANNUITY-2/LPL Total Notes Receivable: TOTAL CURRENT ASSETS MARKETABLE INVESTMENTS Enron Corp. Common Stock Fayez Sarofim Mgmt.-Com Sanders Morris Mundy-Com Cypress Asset Mgmt.-Com. Goldman Sachs-Com Goldman Sachs-Internet Caprock Capital Advisors Harris Bretall PaineWebber Core Hold. TCW Core Equity TCW Mid Cap Equity Preferred Stocks July 18, 2000 Balance % of Total Assets % of Worldne Assets 410,000.00 .1% .1 171,550.04 .0% .0 190,278.26 .0% .0 2,102.08 .0% .0 112,500.00 .0% .0 112,500.00 .0% .0 20,000.00 - .0% .0 135,000.00 .0% .0 106,362.45 .0% .0 84,643.00 .0% .0 7,878.89 .0% .0 19,380.80 .0% .0 4,250.00 .0% .0 100, 000.00 .0% .0 3,200.00 .0% .0 1,110,000.00 .3% .3 2,589,645.52 .6% .6 730,081.17 .2% .2 728,707.10 .2% .2 1,458,788.27 .4% .4 4, 646, 852.10 1.1 1.1 S 102,393,750.00 9,840,225.47 3,389,399.88 1,368,808.38 4,022,422.26 2.375,843.06 1,292,645.65 959,232.44 769,988.47 3,479,387.82 867,600.55 3,263,754.21 2,405, 743.25 Page 2 LAY-G39 0092 LBF002-00679 ============= Page 5 of 11 ============= Kenneth L. & Linda P. Lay BALANCE SHEET ANALYSIS As of: June 30, 2000 Balance % of Total Assets July 18, 2000 % of worlan- Assets Vested Exec Stock Options: CPQ ESO 4-97 5000SH (98) 47,665.00 .0% .0 CPQ ESO 4-97 25000SH (99) 238,325.00 .1% .1 CPQ ESO 4-97 4370SH 76,662.91 - .0% .0 CPQ ESO 4-98 2,424 SHS 26,962.15 .0% .0 CPQ ESO 4-99 2,953 SHS 40,494.49 .0% .0 CPQ ESO 4-99 12500 SH (00) 23,412.50 .0% .0 ENE ESO 2-94 168,000 SHS 8,022,000.00 1.9 1.9 ENE ESO 2-94 146,400 SHS 6.954.000.00 1.7 1.7 ENE ESO 12-94 65,230 SHS 3,212,577.50 .8% .8 ENE ESO 12-95 203,140 SHS 9,230,681.60 2.2 2.2 ENE ESO 1-96 147,700 SHS 6,311,924.00 1.6 1.6 ENE ESO 12-96 118,620 SHS 5.093,542.80 1.2 1.2 ENE ESO 1-97 113,090 SHS 4,778,052.50 1.1 1.2 ENE ESO 1-97 935,000 SHS 40.027,350.00 9.6 9.7 ENE ESO 1-98 95,388 SHS 4,239,042.72 1.0 1.0 ENE ESO 12-98 590,650 SHS 10,622,876.22 2.5 2.6 ENE ESO 12-99 325,000SHS 8,375,750.00 2.1 2.1 ENE ESO 1-00 192,309SHS 3,305,791.71 .8% .8 ENE ESO 2-00 13 SHS 26.00 .0% .0 Total Vested Exec Stock Options: 111,627,13 7.10 26.8 27.0 Corporate Bond-Convertibl: LAKEWOOD SPORT CONV/SMH-JT 52,250.00 .0% .0 LAKEWOOD SPORT- 1/SMH-JT 52,250.00 .0% .0 LAKEWOOD SPRT CONV2/SMH-JT 30,041.00 .0% .0 EARTHCARE CO DEB/SMH-JT 100,000.00 .0% .0 EARTHCARE CO 1534SH/SMH-JT 1,534.00 .0% .0 EARTHCARE CO 2531SH/SMB-JT 2,531.00 .0% .0 P HOTO FETE. C OM CONVERT NOTE 60,000.00 .0% .0 Total Corporate Bond-Convertibl: 298,606.00 .1% .1 Mutual Funds: GS 1999 EXCH FND/GS 7.501,560.66 1.8 1.8 MUNDER NET 14389SH/PW-94 1,007,661.67 .2% .2 PW STRATEGY FUND/PW-94 903,000.00 .2% .2 TCW SELECT EQUITIES FUND 1,050,953.96 .3% .3 TCW AGRESSIVE GRWTH/NB 969,691.50 .2% .2 TCW AGRESS GRWTH LT 12-1,908.97 .0% .0 TCW SMALL GROWTH FUND 1.911,842.10 .5% .5 Total Mutual Funds: 13,467,618.86 3.2 3.3 Pase 3 LAY-G39 0093 LBF002-00680 ============= Page 6 of 11 ============= July 18, 2000 Kenneth L. & Linda P. Lay BALANCE SHEET ANALYSIS As of: June 30, 2000 Balance % of T otal Assets % of Work ing Assets Partnerships-other. KLL & LPL INVESTMENT PTRNS 46,738,759.00 11.2 11.3 KLL & LPL FAMILY PTRNS 1,223,629.00 .3% .3 Total Partnerships-other. 47,962,388.00 11.5 11.6 TOTAL MARKETABLE INVESTMENTS 309, 784,551.40 74.3 74.8 LONG-TERM INVESTMENTS Residence: REAL ESTATE/HUNTINGDON 9,867,108.05 2.4 2.4 REAL ESTATE/LOOSCAN 1,303,370.33 .3% .3 Total Residence: 11,170,478.38 2.7 2.7 Real Estate Other Homes: REAL ESTATE/ASPEN 2.863,697.02 .7% .7 REAL ESTATE/B-3431 447,544.79 .1% .1 REAL. ESTATE/SPRING ST 5,335,305.29 1.3 1.3 PIRATES' COVE LOTS 299,742.66 .1% .1 REAL ESTATE/B-3429 695,917.34 .2% .2 REAL ESTATE/B-3433 359,357.60 .2% .2 REAL ESTATE/REBA 492,639.61 .1% .1 REAL ESTATE/CREEKSTONE LOT 1,679,069.25 .4% .4 REAL ESTATE/WESTGATE 283,195.50 .1% .l REAL ESTATE/2514 AVALON 233,421.38 .1% .1 Total Real Estate Other Homes: 13,240,390.44 3.2 3.2 Real Estate Active Rental: REAL ESTATE/1741SR 147,309.00 .0% .0 REAL ESTATE/1852MAR 104,044.97 .0% .0 REAL ESTATE/ 18 5 6MAR 173,048.67 .0% .0 REAL ESTATE/1918SR 243,875.17 .1% .1 REAL ESTATE/KINGS 190,000.00 .0% .0 REAL ESTATE/VIKING 60,000.00 .0% .0 REAL ESTATE/ME.CCO MO 240,026.00 .1% .1 Total Real Estate Active Rental: 1,158.303.81 .3% .3 Real Estate Passive: BLENHIIMAPARTS, LTD. 225,000.00 .1°'° .l COLORADO OASIS LTD. 223,448.00 .1% .1 CREEKSTONE SOUTH RICE PTRS 291,800.00 .1% .1 DYMAXION APARTMENTS, LTD 22,422.00 .0% .0 LAKE CHARLES APTS., LTD. 240,000.00 .1% .1 JESTER APTS PARTNERS,LP 470,413.00 .1% .1 TRAILS IDE APTS, LTD. 500,000.00 .1% .1 MILAND INVESTMENTS LLC 640,370.60 .2% .2 Page 4 LAY-G39 0094 LBF002-00681 ============= Page 7 of 11 ============= Kenneth L. & Linda P. Lay BALANCE SHEET ANALYSIS As of: June 30, 2000 Balance % of Total Assets J.T.FAM,SR.INVEST., LTD. 262,798.00 .l% W.E. TRADE INVESTMENTS LTD 246,727.00 .1% W.A.REHAUSENLOT INV LTD 113,342.00 .0% Total Real Estate Passive: 3,236,320.60 .8% July 18, 2000 % of Worl ang Assets .1 .1 .0 .8 Farming Interests: 11 ACRES ILLINOIS 4,500.00 .0% .0 Total Farming Interests: 4,500.00 - .0% .0 Other Investment-Passive: BROADWING, LLC 100,000.00 .0% .0 CAPRICORN INVESTORS II LP 594,955.00 .1% .1 CAPRICORN INVESTORS III 286.024.00 .1% .1 CARSON PRIV CAP EUROPE LP 1,025,818.00 .2% .2 CARSON LEGEND LP 250,000.00 .1% .1 CHASE CAP PTRS PRV FUND 810,019.42 .2% .2 CORPORATE OPPT FUND/SMH-JT 264,000.00 .1% .1 CHAMPION L.L.C/SiMIH-JT 100,000.00 .0% .0 CON-EQUIP LLC/S'vfH-JT 100,000.00 .0% .0 CON-EQUIP II LLC/SYLH-JT 43,600.00 .0% .0 ENVIR OPP 500,000SH/SMH-JT 289,000.00 .1% .1 EWIRON OPP FUND IUSME-JT 107,600.00 .0% .0 ETERNITY, INC. 150,000.00 .0% .0 HOUSTON NFL HOLDINGS 2.5% 2,500,000.00 .6% .6 KESTREL VENTURES, LLC 42,441.59 .0% .0 LAZARD TECH PTRS II LP 142,633.00 .0% .0 MV PTRNS-CYBER DIALOGUE 346,500.00 .1 .1% SANDERS OPPORT FUND/SMH-JT 538,500.00 .1% .1 TACONIC CAPITAL PTRS LP 2,500,000.00 .6% .6 VANGUARD VII LP 300,000.00 .1% .1. Total Other Investment-Passive: 10,491,091.01 2.5 2.5 TOTAL LONG-TERM INVESTMENTS 39,301,084.24 9.4 9.5 RETIREMENT/DEFERRED ASSETS IRA: PAINE WEBBER-IRA/KLL-PW 67,670.96 .0% .0 Total IRA 67, 670.96 .0% .0 IRA/Spouse: PAINE WEBBER-1RA/LPL-PW 67,756.63 .0% .0 Total IRA/Sp oust: 67, 75 6.63 .0% .0 Retirement Plan: ENRON-RETIREN ENT 4,093,696.00 1.0 1.0 ENRON SAVINGS RO/PW401K 5,264,296.50 1.3 1.3 Page 5 LAY-G39 0095 _BF002-00682 ============= Page 8 of 11 ============= Kenneth L. & Linda P. Lay BALANCE SHEET ANALYSIS As of: June 30, 2000 ENRON SAV RO MMA/PW401K KEOGH MMA/PW-02 KEOGH MUNDER TECH/PW-02 ENRON SAVINGS 401(K) MID GROWTH CO 401(K)/KI,L FID OTC 401(K)/KLL FID OVERSEAS 401(K)/KLL FID MAGELLAN 401(K)/KLL MANULIFE ANN KLL/PW-R MANULIFE ANN LPL/PW-R Total Retirement Plan: Deferred Compensat'n Plan: HNG PLAN-85 ENRON DEFERRED COMP-85 ENRON DEFERRED COMP-94 ENRON PHANTOM STOCK DEF ELI LILLY DEFERRED COMP Total Deferred Compensat'n Plan: TOTAL RETIREMENT/DEFERRED ASSETS TOTAL WORKING ASSETS PERSONALNON-EARNING ASSET Automobile(s): 90 JEEP WRANGLER 92 4WD JEEP CHEROKEE 93 MERCEDES 600SL 95 LT SUBURBAN CHEVY 96 RANGE ROVER 99 MERCEDES ML430 97 SUBURBAN CHEVY 00 MERCEDES S500V 00 MERCEDES ML55 00 MERCEDES G500 LWB 00 YELLOW JEEP WRANGLER 00 SILVER JEEP WRANGLER 00 RED JEEP WRANGLER Total Automobile(s): Home Furnishings: HOME FURNISHINGS/HUNT HOME FURNISHINGS/LOOSCAN HOME FURNISHINGS/ASPEN HOME FURNISHINGS/B-3431 HOME FURNISHINGS/B-3429 July 18, 2000 Balance % of Total Assets % of Worl ang s is 31,099.05 .0% .0 2,313.00 .0% .0 479,275. .1 % .1 1,181,174.31 .3% .3 27,071.59 .0% .0 18, 060.40 .0% .0 25,086.11 .0% .0 62,289.26 .0% .0 5,670,724.00 1.4 1.4 4, 771, 474.00 1.1 1.2 21, 626,560.20 5.2 5.2 69,670.00 .0% .0 3.529,400.68 .8% .9 1.113,281.13 .3% .3 32,295,497.66 7.7 7.8 1.596.506.37 .4% .4 38.604,355.84 9.3 9.3 60,366,343.63 14.5 14.6 414,098,83 1.37 99.4 100.0 6,825.00 11,750.00 63,975.00 21,365.22 43,525.00 52,693.33 29, 893.30 98,701.59 73,348.19 149,176.18 23,259.26 23,303.14 22,450.70 620,265.91 1,208,097.66 42, 025.59 138,984.11 163,984.20 80,833.15 Page 6 .0% .0% .0% .0% .0% .0% .0% .0% .0% .0% .0% .0% .0% .1% .3% .0% .0% .0% .0% LAY-G39 0096 .BF002-00683 ============= Page 9 of 11 ============= July 18, 2000 Kenneth L. & Linda P. Lay BALANCE SHEET ANALYSIS As of: June 30, 2000 Balance % of Total Assets % of Work ing assets HOME FURNISHINGS/B-3433 101,410.86 .0% HOME FURNISHINGS/SPRING 183,939.89: .0% Total Home Furnishings: 1,919,275.46 . .5% Other Vehicles & Equip: BW 21' OUTRAGE BOAT 49,327.00 .0% DUFFY 18' ELECTRIC BOAT 14,131.25 .0% HURRICANE 19' 22,695.14 - ; .0% SPIRIT CANOE 406.43 .0% SUPER SPORT BOAT 1997 33,502.74 .0% Total Other Vehicles & Equip: 120,062.56 .0% TOTAL PERSONAL/NON-EARNING ASSET 2,659,603.93 .6°%o TOTAL ASSETS 416,75 8.43 5.30 100.0 LIABILITIES CURRENT LIABILITIES Credit Cards: AMER. EXPRESS/RL -26,018.06 .0% .0 AMERICAN EXPRESS -41,495.95 .0% .0 MASTERCARD 5551 4,272.72 .0% .0 N-ELMAN MARCUS 1314 -46,658.66 .00/0 .0 NEIMAN MARCUS 7487 -213.57 .0% .0 VISA GOLD 4151 5,244.87 .0% .0 Total Credit Cards: -104,868.65 .0% .0 Notes Payable: CHASE BANK LOC 6,867,000.00 1.6 1.7 COMPASS BANK LOC 5,689,871.12 1.4 1.4 ENRON CORP. LOAN 4,000,000.00 1.0 1.0 BANK OF AMER S3 7.5M NON 28,731,891.70 6.9 6.9 PAINE WEBBER-LOC/PW-97 15,366,844.05 3.7 3.7 ACCT PAYABLE (ST)-ENRON 339,673.93 .1% .1 Total Notes Payable: 60,995,280.80 14.6 14.7 Security Deposits: SEC DEPOSIT/Z-1918SR 1,550.20 .0% .0 SEC DEPOSIT/Z-1856MAR 125.00 .0% .0 SEC DEPOSIT/Z-MCDUF 150.00 .0% .0 Total Security Deposits: 1,825.20 .0% .0 Margin Acct Liability: PAINE WEBBERMARGINIPW-99 1,583,432.12 .4% .4 PAINE WEB BER MARGIN/PW-94 8,927,174.90 2.1 2.2 Total Margin Acct Liability. 10,510,607.02 2.5 2.5 Pale 7 LAY-G39 0097 .BF002-00684 ============= Page 10 of 11 ============= July 18, 2000 Kenneth L. & Linda P. Lay BALANCE SHEET ANALYSIS As of: June 30, 2000 Balance % of T otal Assets % of Working Assets TOTAL CURRENT LIABILITIES 71,402,844.37 17.1 17.2 LONG-TERM LIABU-ITIES Home Mortgage: BANK OF AMER/LOOSCAN 621,303.01 .1% .2 BANK OF AMER/HUNTINGDON 4,393,532.18 1.1 1.1 BANK OF AMER/HUNT #2 LIEN 493,159.56 .1 .1% BANK OF AMER/HUNT #3 LIEN 494,186.07 - .1 .1% Total Home Mortgage: 6,002,180.82 1.4 1.4 Other Real Estate Mtge: BANK OF AMER/ASPEN 1,519,637.47 .4% .4 CITICORP MORTGAGE/B-3431 202,233.17 .0% .0 BANK OF AIvfER/LOTS 99,193.57 .0% .0 BANK OF AIvIER/B-3429 243,264.81 .1% .1 BANK OF AIv1ER/B-3433 528,946.82 .1% .1 BANK OF A.MERJREBA 321,524.81 .1% .1 BANK OF AMER/2514 AVALON 225,000.00 .1% .1 BANK OF AMER/CREEKSTONE 1,200,000.00 .3% .3 BANK OF AM/SPRING ST 4.298,844.44 1.0 1.0 Total Other Real Estate Mtge: 8,638,645.09 2.1 2.1 Investment Liabilities: BANK OF AMERJWESTGATE LOT BK OF AM/CREDIT FACILITY Total Investment Liabilities: Deferred Tax Liabilities: DEF TAX LIAB-STK OPT ONLY Total Deferred Tax Liabilities: TOTAL LONG-TERM LIABILITIES BUSINESS LIABILITIES Employer Taxes/Bus: FICA WITHHELD-EE (TX) FICA WITILD-LPL EE(TX) FIT WITHHELD-EE (TX) FIT WITHHELD-LPL EE(TX) SIT WITHHELD-EE (MO) SIT WITHHELD-EE (HH-CO) Total Employer Taxes/Bus: Accrued FICA Tax/Business: FICA PAYABLE-ER (TX) FICA PAYABLE-LPL ER(TX) 191,250.00 .0% .0 2,500,000.00 .6% .6 2.691,250.00 .6% .6 721,528,702.40 17.4 17.5 72.52 8, 702.40 17.4 17.5 89,360,778.31 21.6 21.7 45,93 5.85 6,029.00 91,341.90 10,292.00 355.20 378.00 154,331.95 45, 93 7.72 6,029.00 Page 8 0% .0 0% .0 0% .0 0% .0 0% .0 0% .0 0% .0 0% .0 0% .0 LAY-G39 0098 LBF002-00685 ============= Page 11 of 11 ============= July 18, 2000 Kenneth L. & Linda P. Lay BALANCE SHEET ANALYSIS As of: June 30, 2000 Total Accrued FICA Tax/Business: TOTAL BUSINESS LIABILITIES TOTAL LIABILITIES NET WORTH TOTAL NET WORTH TOTAL LIABILITIES AND NET WORTH Balance % of Total Assets % of Worldng Assets 51,966.72 .0% .0 206,298.67 .0% .0 161,469,921.35 38.7 39.0 255,288,513.95 416,758,435.30 Page 9 61.3 61.6 100.0 LAY-G39 0099 LBF002-00686