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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
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 zzhvwhN8RTsfevN4A2Ljww==

<SEC-DOCUMENT>0001209191-08-044352.txt : 20080730
<SEC-HEADER>0001209191-08-044352.hdr.sgml : 20080730
<ACCEPTANCE-DATETIME>20080730164921
ACCESSION NUMBER:		0001209191-08-044352
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20061024
FILED AS OF DATE:		20080730
DATE AS OF CHANGE:		20080730

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			DORAL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000840889
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		IRS NUMBER:				660312162
		STATE OF INCORPORATION:			PR
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		1451 FRANKLIN D ROOSEVELT AVENUE
		CITY:			SAN JUAN
		STATE:			PR
		ZIP:			00920-2717
		BUSINESS PHONE:		787-474-6700

	MAIL ADDRESS:	
		STREET 1:		1451 FRANKLIN D ROOSEVELT AVE
		STREET 2:		AVENUE F D ROOSEVELT 1159
		CITY:			SAN JUAN
		STATE:			PR
		ZIP:			00920-2717

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST FINANCIAL CARIBBEAN CORP
		DATE OF NAME CHANGE:	19920703

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Buchert Dennis G.
		CENTRAL INDEX KEY:			0001439295

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31579
		FILM NUMBER:		08979447

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		787-474-6381

	MAIL ADDRESS:	
		STREET 1:		1451 F.D. ROOSEVELT AVENUE
		CITY:			SAN JUAN
		STATE:			PR
		ZIP:			00920
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>doc3.xml
<DESCRIPTION>FORM 3 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0203</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2006-10-24</periodOfReport>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0000840889</issuerCik>
        <issuerName>DORAL FINANCIAL CORP</issuerName>
        <issuerTradingSymbol>DRL</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001439295</rptOwnerCik>
            <rptOwnerName>Buchert Dennis G.</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>4 SOMERSET STREET</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>PLAINSBORO</rptOwnerCity>
            <rptOwnerState>NJ</rptOwnerState>
            <rptOwnerZipCode>08536</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <footnotes></footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>/s/ Dennis G. Buchert by Ignacio Alvarez attorney-in-fact</signatureName>
        <signatureDate>2008-07-30</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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