Children's Health Insurance Program (CHIP)
Healthy Steps - Who is eligible?
Healthy Steps insurance is intended to meet the needs of working families, who cannot afford health insurance coverage for their children, yet earn too much to qualify for Medicaid. Coverage is available for uninsured children age 18 and younger who live in families with qualifying incomes. Single 18-year-olds with eligible incomes may also apply.
The income guidelines are established by the North Dakota Legislature (April 2007). To qualify, a family's NET income (after subtracting childcare costs and payroll taxes such as social security tax, Medicare tax, and income tax) must be greater than the Medicaid level, but cannot exceed 150 percent of the federal poverty level.
INCOME LEVEL EFFECTIVE - April 1, 2009
| Family Size | Annual Net Income | Monthly Income |
|---|---|---|
1 |
$16,248 |
$1,354 |
2 |
$21,864 |
$1,822 |
3 |
$27,468 |
$2,289 |
4 |
$33,084 |
$2,757 |
5 |
$38,688 |
$3,224 |
6 |
$44,304 |
$3,692 |
7 |
$49,908 |
$4,159 |
8 |
$55,524 |
$4,627 |
9 |
$61,128 |
$5,094 |
10 |
$66,744 |
$5,562 |
For family households over ten people, increase the monthly income amount by $468 for each additional person or increase the annual income amount by $5,616.
NOTE TO FARMERS AND SELF-EMPLOYED FAMILIES: Eligibility for self-employed applicants is based on the average adjusted gross income for the previous three years.
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