Contact Information
maria.g.perozek@frb.gov

Fields of Interest
Consumer Finance
Consumption
Demographic Economics

Education
Ph.D., Economics, University of Wisconsin--Madison, 1997
B.A., Economics, Stanford University, 1989

Professional Experience
Board of Governors of the Federal Reserve System, 1997-present
Research Assistant, Urban Institute, 1989-1991

Selected Publications

• ''Using Subjective Expectations to Forecast Longevity: Do Survey Respondents Know Something We Don't Know?'' Demography, vol. 45 (February 2008), pp. 95-113.
• ''Do Estate Taxes Reduce Saving?'' (with William G. Gale), in William G. Gale, James R. Hines Jr. and Joel Slemrod, eds., Rethinking Estate and Gift Taxation. Washington, D.C.: Brookings Institution Press, 2001.
• ''Comment: A Reexamination of the Strategic Bequest Motive,'' Journal of Political Economy, vol. 106 (April 1998), pp. 423-45.
• ''Alternative Measures of Personal Saving'' (with Marshall B. Reinsdorf), Survey of Current Business, vol. 82 (April 2002), pp. 13-24.
• ''Teen Children's Health and Health Care Use'' (with Barbara Wolfe), in Rebecca Maynard, ed., Kids Having Kids: Economic Costs and Social Consequences of Teen Pregnancy. Washington, D.C.: The Urban Institute Press, 1997.
• ''Expectations of Nursing Home Use in the Health and Retirement Survey: The Role of Gender, Health and Family Structure'' (with Karen Holden and Timothy McBride), The Journals of Gerontology, vol. 52 (September 1997), pp. S240-S251.
• ''Catastrophic Acute and Long Term Care Costs: Risks Faced by Disabled Elderly Persons'' (with Korbin Liu and Kenneth Manton), The Gerontologist, vol. 33 (June 1993), pp. 299-307.
• ''Home Care for the Disabled Elderly: Predictors and Expected Costs'' (with Theresa Coughlin, Korbin Liu, and Timothy McBride), Health Services Research, vol. 27 (April 1992), pp. 453-79.
• ''Effects of Multiple Admissions on Nursing Home Use: Implications for Front-End Policies'' (with Korbin Liu), Inquiry, vol. 28 (Summer 1991), pp. 140-50.