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Board of Governors of the Federal Reserve System
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Insured Commercial Bank Assets and Liablities, Domestic and Foreign Offices

Current Release About Release Dates

Release Date: March 2009

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Insured Commercial Bank Assets and Liablities, Domestic and Foreign Offices (4.20) 
Consolidated Report of Condition, December 30,2008
Millions of dollars except as noted
Item Total Domestic
Total 		Banks with Foreign Branches 1 Banks with Domestic Branches Only
Total Domestic Total
1 Total assets 12,206,310 10,707,333 9,250,070 7,751,093 2,956,240
 
2 Cash and balances due from depository institutions 1,038,759 795,846 874,130 631,217 164,629
3 Cash items in process of collection, unposted debits, and currency and coin N/A N/A 124,220 119,359 N/A
4 Cash items in process of collection and unposted debits N/A N/A N/A 80,138 N/A
5 Currency and coin N/A N/A N/A 39,221 N/A
6 Balances due from depository institutions in the U.S. N/A N/A 86,156 59,613 N/A
7 Balances due from banks in foreign countries and foreign central banks N/A N/A 226,235 14,732 N/A
8 Balances due from Federal Reserve Banks N/A N/A 437,519 437,514 N/A
 
9 Total securities, held-to-maturity (amortized cost) and available-for-sale (fair value) 1,717,798 N/A 1,263,191 N/A 454,607
10 U.S. Treasury securities 31,687 N/A 21,874 N/A 9,813
11 U.S. government agency and corporation obligations (exclude mortgage-backed securities): 163,505 N/A 54,788 N/A 108,717
12 Issued by U.S. government agencies 8,988 N/A 6,140 N/A 2,848
13 Issued by U.S. government-sponsored agencies 154,517 N/A 48,648 N/A 105,869
14 Securities issued by states and political subdivisions in the U.S. 142,942 N/A 62,239 N/A 80,703
15 Mortgage-backed securities (MBS) 1,068,926 N/A 852,954 N/A 215,972
16 Pass-through securities 713,511 N/A 572,920 N/A 140,592
17 Guaranteed by GNMA 94,135 N/A 71,968 N/A 22,166
18 Issued by FNMA and FHLMC 611,562 N/A 493,924 N/A 117,638
19 Other pass-through securities 7,815 N/A 7,027 N/A 788
20 Other mortgage-backed securities (include CMOS, REMICS, and stripped MBS): 355,415 N/A 280,035 N/A 75,380
21 Issued or guaranteed by FNMA, FHLMC, or GNMA 155,281 N/A 96,626 N/A 58,655
22 Collateralized by MBS issued or guaranteed BY FNMA, FHLMC, or GNMA 11,357 N/A 10,129 N/A 1,228
23 All other mortgage-backed securities 188,777 N/A 173,280 N/A 15,497
24 Asset-backed securities (ABS) 131,414 N/A 126,376 N/A 5,038
25 Credit card receivables 32,459 N/A 31,262 N/A 1,197
26 Home equity lines 10,405 N/A 10,136 N/A 270
27 Automobile loans 18,007 N/A 17,211 N/A 796
28 Other consumer loans 16,584 N/A 16,398 N/A 186
29 Commercial and industrial loans 15,756 N/A 15,751 N/A 6
30 Other 36,562 N/A 35,618 N/A 945
31 Other debt securities 157,634 N/A 132,987 N/A 24,647
32 Other domestic debt securities 50,974 N/A 33,592 N/A 17,382
33 Foreign debt securities 106,660 N/A 99,395 N/A 7,265
34 Investment in mutual funds and other equity securities with readily determinable fair value 21,690 N/A 11,973 N/A 9,717
 
35 Federal funds sold and securities purchased under agreements to resell 687,322 537,853 572,304 422,835 115,018
36 Federal funds sold in domestic offices 243,929 243,929 195,469 195,469 48,460
37 Securities purchased under agreements to resell 443,392 293,924 376,835 227,366 66,558
 
38 Total loans and leases (gross) financing receivables (net) 6,776,898 6,325,443 4,835,799 4,384,344 1,941,100
39 Less: unearned income on loans 5,109 2,754 3,849 1,495 1,259
40 Less: loans and leases held for sale 120,591 N/A 84,918 N/A 35,673
41 Loans and leases, net of unearned income 6,651,198 N/A 4,747,031 N/A 1,904,167
42 Less: allowance for loan and lease losses 154,555 N/A 120,293 N/A 34,262
43 Loans and leases, net of unearned income and allowance 6,496,643 N/A 4,626,738 N/A 1,869,905
 
44 Loans secured by real estate 3,796,673 3,733,915 2,449,964 2,387,206 1,346,709
45 Construction, land development, and other land loans N/A 524,820 N/A 262,719 262,100
46 Secured by farmland N/A 62,981 N/A 11,004 51,977
47 Secured by 1-4 family residential properties N/A 2,055,505 N/A 1,567,289 488,216
48 Revolving, open-end loans extended under lines of credit N/A 589,541 N/A 503,893 85,648
49 Closed-end loans secured by first liens N/A 1,281,146 N/A 915,640 365,506
50 Closed-end loans secured by junior liens N/A 184,818 N/A 147,756 37,062
51 Secured by multifamily (5 or more) residential properties N/A 148,880 N/A 95,871 53,009
52 Secured by nonfarm nonresidential properties N/A 941,729 N/A 450,322 491,407
 
53 Loans to depository institutions and acceptances of other banks 111,822 83,055 91,933 63,166 19,889
54 To commercial banks in the U.S. N/A N/A 31,937 31,695 N/A
55 To other depository institutions in the U.S. N/A N/A 15,664 15,664 N/A
56 To banks in foreign countries N/A N/A 44,332 15,807 N/A
 
57 Loans to finance agricultural production and other loans to farmers 59,413 58,622 15,656 14,865 43,757
 
58 Commercial and industrial loans 1,410,174 1,216,943 1,096,361 903,130 313,813
59 To U.S. addresses (domicile) N/A N/A 894,630 881,675 N/A
60 To non-U.S. Addresses (domicile) N/A N/A 201,731 21,455 N/A
 
61 Loans to individuals for household, family, and other personal expenditures (includes purchased paper) 988,211 884,515 815,361 711,664 172,850
62 Credit cards 400,834 340,797 335,186 275,149 65,648
63 Other revolving credit plans 60,928 56,447 56,442 51,961 4,486
64 Other consumer loans (including single payment, installment, and all student loans) 526,450 487,271 423,733 384,554 102,717
 
65 Obligations (other than securities and leases) of states and political subdivisions in the U.S. (includes nonrated industrial development obligations) 53,930 53,922 42,056 42,049 11,874
 
66 All other loans 238,516 184,570 218,856 164,910 19,660
67 Loans to foreign governments and official institutions 2,392 769 2,363 740 29
68 Other loans 236,125 183,801 216,493 164,170 19,631
69 Loans for purchasing and carrying securities N/A N/A N/A 20,759 N/A
70 All other loans (exclude consumer loans) N/A N/A N/A 143,411 N/A
 
71 Lease financing receivables (net of unearned income) 118,159 109,901 105,612 97,354 12,548
 
72 Trading assets 963,801 N/A 864,379 N/A 99,422
 
73 Premises and fixed assets (including capitalized leases) 108,606 N/A 63,752 N/A 44,854
 
74 Other real estate owned 22,649 N/A 11,760 N/A 10,889
 
75 Investments in unconsolidated subsidiaries and associated companies 19,209 N/A 18,737 N/A 472
 
76 Net due from own foreign offices, edge and agreement subsidiaries, and IBFS N/A N/A N/A 17,932 N/A
 
77 Intangible assets 393,046 N/A 348,488 N/A 44,558
78 Goodwill 287,426 N/A 255,552 N/A 31,875
79 Other intangible assets 105,619 N/A 92,936 N/A 12,684
 
80 All other assets 637,886 N/A 521,674 N/A 116,212
The notation "N/A" indicates the lesser detail available from banks that do not have foreign offices, the inapplicability of certain items to banks that have only domestic offices, or the absence of detail on a fully consolidated basis for banks with foreign offices.
  1. All transactions between domestic and foreign offices of a bank are reported in "net due from" and "net due to" lines. All other lines represent transactions with parties other than the domestic and foreign offices of each bank. Because these intra-office transactions are nullified by consolidation, total assets and total liabilities for the entire bank may not equal the sum of assets and liabilities, respectively, of the domestic and foreign offices. Foreign offices include branches in foreign countries, Puerto Rico, and U.S.-affiliated insular areas; subsidiaries in foreign countries; all offices of Edge Act and Agreement Corporations wherever located; and international banking facilities (IBFS).  Return to table
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Last update: March 27, 2009