Traumatic Servicemembers' Group Life Insurance:
Helping Heroes in Times of Need
Soldiers serve our nation heroically during times of great need-but what happens when they have great needs because of a traumatic injury?
Download your TSGLI Training Slides for the Soldier and Patient Advocate Training on January 15, 2009 at 11:00 ES. Download Here
Traumatic Servicemembers' Group Life Insurance (TSGLI) helps severely injured Soldiers through their time of need with a one-time payment. The amount varies depending on the injury, but it could be the difference that allows their family to be with them during recovery; helps them with unforeseen expenses; or gives them a financial head start on life after recovery.
TSGLI is an insurance program. It is bundled with Servicemembers' Group Life Insurance (SGLI) and an additional $1 has been added to the Soldier's SGLI premium to cover TSGLI.
TSGLI is not meant to serve as an ongoing income replacement like some types of insurance-it's there to help the Soldier through the tough times that occur as the result of a traumatic injury.
Soldiers who incurred a qualifying traumatic injury may be eligible for TSGLI benefits. For more specific eligibility requirements, including information on retroactive eligibility, please visit the eligibility section.
After 1 December 2005, all Soldiers who are covered by SGLI are eligible for TSGLI coverage, regardless of where their qualifying traumatic injury occurred, however TSGLI claims require approval. Some parts of the claim form can only be completed by a healthcare provider. In addition, claim forms must be accompanied by documentation that supports the healthcare provider's evaluation of the Soldier's injury(ies). For specific eligibility information, please see the eligibility section. If you would like to submit a claim, download a Claim Form (8
December 2008). For specific information about the claims process, please see claim instructions.
Based on findings from
a review conducted by the Department of Veterans Affairs (VA), more
servicemembers may now qualify for Traumatic Servicemembers’ Group Life Insurance (TSGLI), because of newly expanded benefits. The purpose of the
review was to ascertain whether improvements could be made to the TSGLI
program that would allow more servicemembers to benefit from it. As a
result, the TSGLI Schedule of Losses was simplified, making it more usable
for each branch of service and allowing for easier interpretation by the
general public. Existing TSGLI qualifying loss definitions on the schedule,
such as those for burns, sight and amputations were expanded and additional
qualifying losses including uniplegia, limb salvage and facial
reconstruction, were added.
Click to view the updated TSGLI Schedule of Losses.
As of 26 November 2008 TSGLI has
received the implementation guidance from the VA and is currently processing
claims that include the expanded benefits.
Click here for implementation guidance
Click here to download the new Claim Form.
All Branches of Service
This website is for Soldiers in the U.S. Army, however TSGLI coverage is offered to servicemembers in all Branches of Service, with the exact same eligibility requirements. If you belong to another branch of service, please see our links page where there are links to other services' TSGLI pages.
Note: TSGLI significantly revised its claim form as of 26 November 2008.
Although the previous claim form will still be accepted, it is strongly
suggested you download the new form and complete it instead. Click to
download the new claim form (PDF).
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