U.S. Exporters: Financing

Pre-Export Financing

Ex-Im Bank's working capital guarantee helps you to access working capital funds to acquire inventory and finance export-accounts receivables to fulfill sales orders for U.S. goods and services to international customers.

Benefits of Pre-Export Financing:

• Makes funds available to fulfill export sales orders
• Permits financing of exporter's inventory and accounts receivable
• Offers fast turnaround

Insurance

Ex-Im Bank's export credit insurance helps you to get paid and provide your international customers with competitive credit terms.

Benefits of Insurance for Exporters:

• Eliminates most risk of nonpayment by international buyers
• Provides credit terms to international buyers that can increase sales
• Short- and medium-term insurance available

Buyer Financing

Buyer Financing: Loan Guarantees and Direct Loans

Ex-Im Bank's loan guarantees and direct loans provide your international buyer with medium- and long-term financing for purchases of capital goods and services produced in the United States. Our buyer financing gives you a cash sale, and we take care of collecting from your buyer.

Ex-Im Bank will support up to 85% of the contract amount (depending upon the U.S. content) after a cash payment of at least 15%.

Our loan guarantees cover 100% of the loan principal and interest against political and commercial risks of buyer nonpayment. We also make fixed-rate direct loans to international buyers.

Loan Guarantee Benefits for Exporters:

• Protects lenders against risks of nonpayment by international buyers of U.S. capital goods and services
• Ensures loans will be paid, making more money available for financing
• Local costs and ancillary services (e.g., financial, legal and technical consulting fees) may be financed
• Medium- and long-term guarantees available

Direct Loan Benefits for Exporters:

• Fixed-rate loans to international buyers of U.S. capital goods and services
• Medium- and long-term loans available

Structured and Project Financing

Ex-Im Bank also offers guarantees and direct loans to finance U.S. exports for the construction and operation of projects through structured finance transactions, including limited recourse project finance.

Benefits of Structured and Project Financing for Exporters:

• Allows Ex-Im Bank to offer financing for U.S. exports to international projects, including projects in countries where the Bank is not open for routine transactions
• Long-term financing is available on terms up to 14 years
• Interest during construction, local costs and ancillary services (e.g., financial, legal or technical consultation fees) may be financed.

Transportation Equipment Financing

Ex-Im Bank's medium- and long-term financing products can assist U.S. manufacturers in selling transportation equipment to international buyers. Ex-Im Bank will support the export of both new and used U.S. manufactured transportation equipment such as commercial jet aircraft and engines, general aviation equipment, locomotives and other rolling stock, ships, and trucks. Special financing structures such as asset-based finance leases are available for certain exports. For more information, see Transportation (link).

Benefits of Financing the Sale of Transportation Equipment

• Financing available for purchases of U.S. transportation equipment, including in countries where Ex-Im Bank is not open for routine transactions
• Long-term financing is available on terms up to 14 years