2005 CFR Title 12, Volume 1

Title 12--Banks and Banking CHAPTER I--COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY PART 7--BANK ACTIVITIES AND OPERATIONS
	7.1000	National bank ownership of property.
	7.1001	National bank acting as general insurance agent.
	7.1002	National bank acting as finder.
	7.1003	Money lent at banking offices or at other than banking offices.
	7.1004	Loans originating at other than banking offices.
	7.1005	Credit decisions at other than banking offices.
	7.1006	Loan agreement providing for a share in profits, income, or earnings or for stock warrants.
	7.1007	Acceptances.
	7.1008	Preparing income tax returns for customers or public.
	7.1009	National bank holding collateral stock as nominee.
	7.1010	Postal service by national bank.
	7.1011	National bank acting as payroll issuer.
	7.1012	Messenger service.
	7.1014	Sale of money orders at nonbanking outlets.
	7.1015	Receipt of stock from a small business investment company.
	7.1016	Independent undertakings to pay against documents.
	7.1017	National bank as guarantor or surety on indemnity bond.
	7.1018	Automatic payment plan account.
	7.1020	Purchase of open accounts.
	7.1021	National bank participation in financial literacy programs.
	7.2000	Corporate governance procedures.
	7.2001	Notice of shareholders' meetings.
	7.2002	Director or attorney as proxy.
	7.2003	Annual meeting for election of directors.
	7.2004	Honorary directors or advisory boards.
	7.2005	Ownership of stock necessary to qualify as director.
	7.2006	Cumulative voting in election of directors.
	7.2007	Filling vacancies and increasing board of directors other than by shareholder action.
	7.2008	Oath of directors.
	7.2009	Quorum of the board of directors; proxies not permissible.
	7.2010	Directors' responsibilities.
	7.2011	Compensation plans.
	7.2012	President as director; chief executive officer.
	7.2013	Fidelity bonds covering officers and employees.
	7.2014	Indemnification of institution-affiliated parties.
	7.2015	Cashier.
	7.2016	Restricting transfer of stock and record dates.
	7.2017	Facsimile signatures on bank stock certificates.
	7.2018	Lost stock certificates.
	7.2019	Loans secured by a bank's own shares.
	7.2020	Acquisition and holding of shares as treasury stock.
	7.2021	Preemptive rights.
	7.2022	Voting trusts.
	7.2023	Reverse stock splits.
	7.2024	Staggered terms for national bank directors and size of bank board.
	7.3000	Bank hours and closings.
	7.3001	Sharing space and employees.
	7.4000	Visitorial powers.
	7.4001	Charging interest at rates permitted competing institutions; charging interest to corporate borrowers.
	7.4002	National bank charges.
	7.4003	Establishment and operation of a remote service unit by a national bank.
	7.4004	Establishment and operation of a deposit production office by a national bank.
	7.4005	Combination of loan production office, deposit production office, and remote service unit.
	7.4006	Applicability of State law to national bank operating subsidiaries.
	7.4007	Deposit-taking.
	7.4008	Lending.
	7.4009	Applicability of state law to national bank operations.
	7.5000	Scope.
	7.5001	Electronic activities that are part of, or incidental to, the business of banking.
	7.5002	Furnishing of products and services by electronic means and facilities.
	7.5003	Composite authority to engage in electronic activities.
	7.5004	Sale of excess electronic capacity and by-products.
	7.5005	National bank acting as digital certification authority.
	7.5006	Data processing.
	7.5007	Correspondent services.
	7.5008	Location of a national bank conducting electronic activities.
	7.5009	Location under 12 U.S.C. 85 of national banks operating exclusively through the Internet.
	7.5010	Shared electronic space.