You may have recently received an Annual Funding Notice (AFN) from the administrator of your ongoing defined benefit pension plan.

The Pension Protection Act of 2006 requires that employers send an AFN each year to all participants and beneficiaries in defined benefit pension plans. Your receipt of the AFN does not mean that your plan is terminating or that it has been trusteed by the PBGC.

The AFN provides information to you about:

• your plan's funding percentage
• the value of your plan's assets and liabilities
• how your plan's assets are invested
• PBGC's guarantees of your plan benefits

If you have questions about the AFN that you received, or other questions about your plan benefits, please contact your plan administrator directly using the contact information provided to you in the AFN.  If you have general questions about PBGC and the benefits we guarantee, see Your Guaranteed Pension.