Online premium filing (My PAA) (PBGC.gov)

Sign Up for Filing Reminders: You can now sign up to receive PBGC's filing reminders to help you remember to submit your premium e-filings (and other PBGC filings) on time. To sign up for one or more PBGC filing reminder(s), visit the Practitioner Filing Reminders Web page, click on the month(s) that you would like to receive a reminder and enter your e-mail address. PBGC will send a filing reminder to your e-mail address by the third workday of each month you select. Note that the sign-up link has also been added to the above "Related Information" section of this page.
Sign Up for "What's New for Practitioners": To keep up to date with what's new at PBGC (e.g., yearly premium rates and final rules), you can sign up to receive automatic e-mails from PBGC. To sign up, visit the What's New page, click on the e-mail icon at the top of the page and enter your e-mail address. Note that the sign-up link has also been added to the above "Related Information" section of this page.
Updated January 2009
Starting January 2009, filers can submit both Estimated Flat-rate Filings and Comprehensive Filings for plan year 2009.
Links have been added to the My PAA screens that allow you to directly access the My PAA information on our Web site (i.e., to access information on this Online Premium Filing (My PAA) Page).
The Filing Manager Page (used to edit, e-sign and submit My PAA screen and imported filings) was improved to make it easier and more intuitive to use (e.g., the submit button was made more prominent).
After 20 minutes of inactivity, a new warning message will be displayed prior to your My PAA account being logged off.
The FAQs and Premium E-Filing Tips were expanded and refined to help clarify the e-filing process and foster accurate and complete premium filings.
A blank check voucher can be printed directly from your My PAA Home Page.
The Estimated Flat-rate Filing receipt (displayed for submitted My PAA screen filings and imported filings for large plans) will look like the sample form for easier viewing and printing.

What is Online Premium Filing (My PAA)?

My Plan Administration Account (My PAA) is a secure Web-based application that enables pension plan professionals to electronically submit premium filings and payments to PBGC in accordance with PBGC’s regulations, which require that:

Large plans (those with 500 or more participants for the prior year) e-file starting July 1, 2006, for plan years beginning on or after 1/1/2006.
All plans e-file for plan years beginning on or after 1/1/2007.

PBGC’s mandatory e-filing requirements apply to all types of filings, including both original and amended filings. Using My PAA to electronically submit your premium filings:

Streamlines the premium filing process for users.
Helps users prepare, and PBGC process, premium filings faster and more accurately.
Provides immediate confirmation of date and time that PBGC received your filing.
Helps PBGC provide more accurate and timely invoices.
Speeds up refund processing.
Offers filing options that enable filers to view premium data submitted.
Enables on-line access to plan premium filing account histories.

How to Get Started

Create a My PAA account

Each person who will take part in the e-filing process must first register for a My PAA account. Each person only registers once because the user ID, password and secret question/answer that are set up during registration are used for all plans, premium filings, e-filing options, and My PAA tasks.
Review the create an account demonstration
Identify the plan's “filing coordinator”

The filing coordinator is the person who typically ensures that the plan's premium filings are submitted on time and has the responsibility to perform My PAA administrative tasks for the plan. The responsible parties for the plan (e.g., the plan administrator, plan sponsor, enrolled actuary) should work together to determine who will be the plan’s filing coordinator. Anyone can be the filing coordinator (e.g., the plan administrator’s representative, actuary, consultant, etc.) as long as there is agreement among the plan or sponsor and the people involved.
Determine which e-filing option and payment method to use

The plan's administrator/sponsor (with assistance from the filing coordinator and support staff) determines the e-filing option to use from among the three options outlined below. You may find it helpful to review the Comparison Chart of Premium E-Filing Options and the Overview of E-Filing Process documents when determining the best option for your needs.

Filing option 1 - Create and submit filings via My PAA’s Data Entry and Editing Screens only for plans reflected in your account.
- Each person who will prepare, edit or sign a filing must have a My PAA account.
- Each filing is created separately in My PAA and submitted individually to PBGC.
- Payment may be made within My PAA or outside My PAA.
  More about filing option 1

Filing option 2 - Import filings created with compatible private-sector software and submit them via My PAA only for plans reflected in your account.

Each person who will prepare, edit or sign a filing must have a My PAA account.

More than one filing can be imported at a time.

Each imported filing is submitted individually to PBGC.

Payment may be made within My PAA or outside My PAA.
More about filing option 2

Filing option 3 - Upload and submit filings created with compatible private-sector software for any plan if at least one plan is in the uploader’s account (even for plans not reflected in the person’s account).

Only the person performing the upload is required to have a My PAA account.

More than one filing can be uploaded and submitted at the same time.

Filings must be certified (typically done on a paper version of the filing) and certifications must be retained in plan files.

For uploads which contain a single filing, payments may be made within My PAA or outside My PAA.

For uploads which contain more than one filing, payments must be made outside of My PAA.
More about filing option 3

Add a plan (filing coordinators only)

The filing coordinator adds at least one plan to his/her My PAA account using information from the plan’s last premium filing for the most current plan year. For example, one of the entries required is the net premium due after credits are taken ($0 or greater).

Review the add a plan demonstration
Set up filing team (filing coordinators only)

The filing coordinator sets up the e-filing team for the plan (if applicable) by inviting other practitioners who will be involved with the e-filing process (e.g., who will contribute to the e-filing) and assigning them appropriate permissions.

Review the Invite practitioner demonstration
Prepare/submit premium filing(s)

The appropriate filing team member begins the e-filing process using the desired filing option. The remaining steps in the filing process are dependent upon the option selected and the make up of the filing team.

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