"Accessing the American Dream of financial self-sufficiency is not based on obtaining a loan or buying a new car; it is the very basics of education - knowing the importance of savings, how to balance a checkbook, budgeting, or investing for retirement.

“As Chairman of the National Credit Union Administration and Chairman of the MyMoney.gov Website Subcommittee, fostering and expanding financial education for consumers will be a priority.  The more information individuals have regarding credit and financial services, the better equipped they will be to make sound financial decisions.  Particularly during these troubled times, financial literacy is a consumer’s best friend.”- NCUA Chairman Michael E. Fryzel,

Financial Education Library

Printable PDF Brochures

• ID Theft - How to avoid identity theft.
• Credit Reporting - What credit reporting is and why it is important.
• Watching for Credit Card Tricks - Protecting consumers from common credit card tricks.
• Credit Card Tricks 1 - Credit card interest rates and late fees.
• Credit Card Tricks 2 - The impact of cash advances.
• Your Own Credit Card - Helpful information regarding how best to use a credit card.

Federally Insured Credit Union Savings

• National Credit Union Administration (NCUA) Share Insurance
• NCUA Share Insurance Estimator
• Your Insured Funds

General Financial Education Links

• My Money - U.S. government's website dedicated to teaching all Americans the basics about financial education.
• FDIC Consumer News
• Money Smart
• U.S. Treasury Office of Financial Education
• National Endowment for Financial Education
• Federal Reserve Board Consumer Information
• USAGov: Money in General
• America Saves
• Jump$tart

NEW!! Savings Resources

Savings and Investing Calculators:

• Calculate your saving and investment needs with these helpful calculators compiled by the Security and Exchange Commission

Retirement Planning:

• Estimate your Retirement Needs:
  English
  Spanish
• Helpful government retirement resources from My Money.gov

Saving and Investing:

• Government resources on Saving and Investing

Strategies for Saving and Saving Tips:

• Strategies for Saving from America Saves
• Savings Tips from America Saves

Speeches / Statements / Press / Photos

• Photos - November 4, 2008 - Chairman Michael E. Fryzel Tours Regional Federal Credit Union and its Student Credit Union Program Branch at Morton High School in Hammond, IN
• Photos - April 24, 2007 - Chairman Johnson at the Financial Literacy Day on Capitol Hill
• Photos - April 23, 2007 - Chairman Johnson demonstrates the MyMoney.Gov website to high school students in Viginia
• Photos - January 29, 2004 - Vice Chair Johnson attends inaugural meeting of the Financial Literacy Education Commission Meeting
• Transcripts of Financial Literacy and Education Commission Meetings
• U.S. Treasury Recognition of Credit Union Programs
• Published column of Board Member Matz - PERSONAL FINANCE: Make financial education part of the three R’s