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The Department of Labor's Employee Benefits
Security Administration (EBSA) provides a Web page dedicated to
consumer information on health
plans to provide health plan participants and their beneficiaries with
information on their rights under the federal health benefits law with respect
to their job-based plans. The information ranges from general information on
the law to numerous specific issues.
DOL Web Pages on This
Topic
Consolidated Omnibus Budget
Reconciliation Act (COBRA)
Provides a brief overview of COBRA.
Fact Sheet: The Health
Insurance Portability & Accountability Act (HIPAA)
HIPAA offers
protections for millions of American workers for portability and continuity of
health insurance coverage. This fact sheet provides a brief overview of the
law.
Filing a
Claim for Your Retirement Benefits
Provides advice to participants about how to
file a claim for benefits and what to do if the claim is denied.
Frequently Asked Questions
for Participants & Beneficiaries Related to the Events of September
11th
Provides answers to the most frequently asked questions by workers
and their families whose pension and/or health plan benefits have been impacted
by the events of September 11, 2001.
Frequently Asked Questions
for Reservists Being Called to Active Duty Related to their Pension and Health
Benefits
Provides answers to the most frequently asked questions about
pension and health benefits by National Guard and reserve members being called
to active duty as a result of the events of September 11, 2001.
General Facts on Women
& Job Based Health Benefits
Provides data on women and job-based
health benefits.
An Employee's Guide to Health Benefits Under
COBRA (PDF)
COBRA gives
workers and their family members who lose their health benefits in certain
circumstances the right to choose to continue group health benefits provided by
their health plan. This publication provides a detailed overview of the
law.
Your Health Plan and HIPAA ... Making the Law Work for You
Provides information about major provisions of the
Health Insurance Portability and Accountability Act, the Newborns' and Mothers'
Health Protection Act, the Mental Health Parity Act, and the Women's Health and
Cancer Rights Act.
How to
Obtain Employee Benefit Plan Documents from the Department of
Labor
Describes the documents and materials available through the EBSA
public disclosure room and how you can obtain the documents from them.
Life Changes
Require Health Choices (Español)
Provides guidance on
making health benefit decisions following key life events such as marriage or
the birth or adoption of a child.
Life Events Impact Health
Benefit Needs
Provides a brief description of federal laws that may
protect your health care rights following key life events such as marriage or
retirement.
Mental Health Parity Act
(MHPA)
The MHPA generally requires that annual or lifetime dollar limits
on mental health benefits be no lower than any such dollar limits for medical
and surgical benefits offered by a group health plan or health insurance issuer
offering coverage in connection with a group health plan. This fact sheet
provides a brief overview of the law.
Pension
and Welfare Brief: Can the Retiree Health Benefits Provided by Your Employer Be
Cut?
Provides retirees and current employees with tips for checking the
documents that govern health care coverage during retirement.
Protections for Newborns, Adopted
Children, and New Parents - the Newborns' and Mothers' Health Protection Act
of 1996
The Newborns’ and Mothers’ Health
Protection Act generally requires plans that offer maternity coverage to pay
for at least a 48-hour hospital stay following childbirth (96-hour stay in the
case of a cesarean section). This fact sheet provides a brief overview of
the law.
Protecting
Pension and Health Care Benefits After Job Loss
Provides a brief
description of your rights under the Employment Retirement Income Security Act
(ERISA) if you experience job termination or reduction in hours.
Questions &
Answers for Dislocated Workers
Provides answers to commonly asked
questions by dislocated workers about their pension and health benefits.
Top 10 Ways to
Make Your Health Benefits Work for You (Español)
Provides 10 tips to help
make your health benefits work better for you.
Work Changes
Require Health Choices (Español)
Provides information on
making health care decisions when your work life changes.
Workers' Right to Health
Plan Information
Provides a brief overview of your right to health plan
information under the Employee Retirement Income Security Act (ERISA).
Your Employer's
Bankruptcy: How Will it Affect Your Employee Benefits?
Provides
information about bankruptcy’s effect on pension plans and group health
plans.
Your Rights After A
Mastectomy...Women's Health & Cancer Rights Act of 1998
Provides questions
and answers designed to clarify a woman’s basic WHCRA rights.
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