http://www.nahu.org/consumer/IndividualInsurance.htm
National Association of Health Underwriters
Approximately five percent of Americans do not get their health insurance coverage through an employer or through a government program, but instead purchase private individual coverage. Individual coverage is regulated differently by each state which can have a tremendous impact on the individual health insurance products available to consumers in each state. This guide helps explain some of the nuances involved with purchasing private individual health insurance coverage.