2003 CFR Title 12, Volume 3

Title 12--Banks and Banking CHAPTER II--FEDERAL RESERVE SYSTEM PART 225--BANK HOLDING COMPANIES AND CHANGE IN BANK CONTROL (REGULATION Y)
	225.1	Authority, purpose, and scope.
	225.2	Definitions.
	225.3	Administration.
	225.4	Corporate practices.
	225.5	Registration, reports, and inspections.
	225.6	Penalties for violations.
	225.7	Exceptions to tying restrictions.
	225.11	Transactions requiring Board approval.
	225.12	Transactions not requiring Board approval.
	225.13	Factors considered in acting on bank acquisition proposals.
	225.14	Expedited action for certain bank acquisitions by well-run bank holding companies.
	225.15	Procedures for other bank acquisition proposals.
	225.16	Public notice, comments, hearings, and other provisions governing applications and notices.
	225.17	Notice procedure for one-bank holding company formations.
	225.21	Prohibited nonbanking activities and acquisitions; exempt bank holding companies.
	225.22	Exempt nonbanking activities and acquisitions.
	225.23	Expedited action for certain nonbanking proposals by well-run bank holding companies.
	225.24	Procedures for other nonbanking proposals.
	225.25	Hearings, alteration of activities, and other matters.
	225.26	Factors considered in acting on nonbanking proposals.
	225.27	Procedures for determining scope of nonbanking activities.
	225.28	List of permissible nonbanking activities.
	225.31	Control proceedings.
	225.41	Transactions requiring prior notice.
	225.42	Transactions not requiring prior notice.
	225.43	Procedures for filing, processing, publishing, and acting on notices.
	225.44	Reporting of stock loans.
	225.52	Limitation on overdrafts.
	225.61	Authority, purpose, and scope.
	225.62	Definitions.
	225.63	Appraisals required; transactions requiring a State certified or licensed appraiser.
	225.64	Minimum appraisal standards.
	225.65	Appraiser independence.
	225.66	Professional association membership; competency.
	225.67	Enforcement.
	225.71	Definitions.
	225.72	Director and officer appointments; prior notice requirement.
	225.73	Procedures for filing, processing, and acting on notices; standards for disapproval; waiver of notice.
	225.81	What is a financial holding company?
	225.82	How does a bank holding company elect to become a financial holding company?
	225.83	What are the consequences of failing to continue to meet applicable capital and management requirements?
	225.84	What are the consequences of failing to maintain a satisfactory or better rating under the Community Reinvestment Act at all insured depository institution subsidiaries?
	225.85	Is notice to or approval from the Board required prior to engaging in a financial activity?
	225.86	What activities are permissible for any financial holding company?
	225.87	Is notice to the Board required after engaging in a financial activity?
	225.88	How to request the Board to determine that an activity is financial in nature or incidental to a financial activity?
	225.89	How to request approval to engage in an activity that is complementary to a financial activity?
	225.90	What are the requirements for a foreign bank to be treated as a financial holding company?
	225.91	How may a foreign bank elect to be treated as a financial holding company?
	225.92	How does an election by a foreign bank become effective?
	225.93	What are the consequences of a foreign bank failing to continue to meet applicable capital and management requirements?
	225.94	What are the consequences of an insured branch or depository institution failing to maintain a satisfactory or better rating under the Community Reinvestment Act?
	225.101	Bank holding company's subsidiary banks owning shares of nonbanking companies.
	225.102	Bank holding company indirectly owning nonbanking company through subsidiaries.
	225.103	Bank holding company acquiring stock by dividends, stock splits or exercise of rights.
	225.104	``Services'' under section 4(c)(1) of Bank Holding Company Act.
	225.107	Acquisition of stock in small business investment company.
	225.109	``Services'' under section 4(c)(1) of Bank Holding Company Act.
	225.111	Limit on investment by bank holding company system in stock of small business investment companies.
	225.112	Indirect control of small business concern through convertible debentures held by small business investment company.
	225.113	Services under section 4(a) of Bank Holding Company Act.
	225.115	Applicability of Bank Service Corporation Act in certain bank holding company situations.
	225.118	Computer services for customers of subsidiary banks.
	225.121	Acquisition of Edge corporation affiliate by State member banks of registered bank holding company.
	225.122	Bank holding company ownership of mortgage companies.
	225.123	Activities closely related to banking.
	225.124	Foreign bank holding companies.
	225.125	Investment adviser activities.
	225.126	Activities not closely related to banking.
	225.127	Investment in corporations or projects designed primarily to promote community welfare.
	225.129	Activities closely related to banking.
	225.130	Issuance and sale of short-term debt obligations by bank holding companies.
	225.131	Activities closely related to banking.
	225.132	Acquisition of assets.
	225.133	Computation of amount invested in foreign corporations under general consent procedures.
	225.134	Escrow arrangements involving bank stock resulting in a violation of the Bank Holding Company Act.
	225.136	Utilization of foreign subsidiaries to sell long-term debt obligations in foreign markets and to transfer the proceeds to their United States parent(s) for domestic purposes.
	225.137	Acquisitions of shares pursuant to section 4(c)(6) of the Bank Holding Company Act.
	225.138	Statement of policy concerning divestitures by bank holding companies.
	225.139	Presumption of continued control under section 2(g)(3) of the Bank Holding Company Act.
	225.140	Disposition of property acquired in satisfaction of debts previously contracted.
	225.141	Operations subsidiaries of a bank holding company.
	225.142	Statement of policy concerning bank holding companies engaging in futures, forward and options contracts on U.S. Government and agency securities and money market instruments.
	225.143	Policy statement on nonvoting equity investments by bank holding companies.
	225.145	Limitations established by the Competitive Equality Banking Act of 1987 on the activities and growth of nonbank banks.
	225.170	What type of investments are permitted by this subpart, and under what conditions may they be made?
	225.171	What are the limitations on managing or operating a portfolio company held as a merchant banking investment?
	225.172	What are the holding periods permitted for merchant banking investments?
	225.173	How are investments in private equity funds treated under this subpart?
	225.174	What aggregate thresholds apply to merchant banking investments?
	225.175	What risk management, record keeping and reporting policies are required to make merchant banking investments?
	225.176	How do the statutory cross marketing and sections 23A and B limitations apply to merchant banking investments?
	225.177	Definitions.
	225.200	Conditions to Board's section 20 orders.