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News and Notes
FCIC draws on a variety of sources to bring you useful consumer news, tips and advice.

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Equation for Consumer Credit Scores Changes

The way consumer credit scores are calculated has changed. The Fair Isaac Corp. -- creator of the FICO score -- announced that their new scoring model for determining credit scores, dubbed FICO 08, has been instituted. Better Business Bureau offers advice to consumers on how their credit score might change and what they can do to maintain a healthy credit rating. The new formula is more forgiving of minor slip-ups and should more accurately predict a borrower’s risk of defaulting on loans. The good news for consumers is that the Fair Isaac Corp. predicts that more people will see their score increase than decrease. Read more...

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