Federal Retirement Systems

There are two primary Federal retirement systems, the Civil Service Retirement System (CSRS) and CSRS-offset and the Federal Employees Retirement System (FERS). Both provide retirement pensions, disability income and survivor’s benefits. Most Federal civilian employees are covered by one of these two retirement systems.

REF:
n Title 5 USC Ch 83
n Title 5 USC Ch 84
n 5 CFR Parts 831 (CSRS)
n 5 CFR Parts 841 (FERS)
n 5 CFR Parts 842 (FERS)
n 5 CFR Parts 843 (FERS)
n 5 CFR Parts 844 (FERS)
n 5 CFR Parts 845 (FERS)
n 5 CFR Parts 846 (FERS)
n CSRS and FERS Handbook for Personnel and Payroll Offices

To gain a better understanding of the systems, you should visit the Office of Personnel Management (OPM) Retirement Programs Home Page.

You can also get information on coverage, creditable service, contributions, retirement eligibility, and computing benefits from the CSRS and FERS Handbook.

Specific questions regarding your retirement coverage should be directed to your Servicing Personnel Office.

RELATED TOPICS: Federal Employees Benefits

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Revised: 11/18/98
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