Welcome to FHFA...
Welcome to the Federal Housing Finance Agency (FHFA). This Web site premiered October 27, 2008, as the portal to information about this new agency, which was formed by a legislative merger of the Office of Federal Housing Enterprise Oversight (OFHEO), the Federal Housing Finance Board (FHFB) and the U.S. Department of Housing and Urban Development (HUD) government-sponsored enterprise (GSE) mission team. FHFA regulates Fannie Mae, Freddie Mac and the 12 Federal Home Loan Banks. The site is still under construction and users may note that some links on this site temporarily will connect back to the OFHEO and FHFB Web sites. As site construction is finalized, old links will disappear. Thank you.

An important new government Web site was launched on Thursday, March 19, 2009.  Please use the self-assessment tools provided on MakingHomeAffordable.gov to see if you are among the 7 to 9 million homeowners who may be able to benefit from  Home  Affordable Refinance Program. The President’s Plan was created to help millions of homeowners refinance or modify their mortgages to a payment that is affordable, both now and in the future.

Information for participating servicers and servicers interested in participating in the Home Affordable Modification Program can be found at http://www.hmpadmin.com. The Home Affordable Modification Program is designed to help as many as 3 to 4 million homeowners avoid preventable foreclosure by modifying loans to a level that is affordable for borrowers now and sustainable over the long term.
News Center Highlights House Price Information
News Releases - RSS 2.0

News Releases

- 2009
  April 28 FHFA Sends GSE Housing Goals to Federal Register; Proposed Rule Adjusts Certain Goals for Market Conditions; Provides Credit for Loan Modifications
  April 28 Federal Housing Finance Agency Reports Mortgage Interest Rates
  April 23 FHFA and FDIC Issue Call for Papers on Modeling Mortgage Default Risk
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Statements - RSS 2.0

Statements

- 2009
  April 24 Statement of FHFA Director James B. Lockhart on Return of David Moffett to Freddie Mac
  April 22 FHFA Statement on David Kellermann
  April 20 Statement of FHFA Director James B. Lockhart on the Appointment of Michael Williams as President and CEO of Fannie Mae
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Speeches - RSS 2.0

Speeches

- 2009
  May 7 Director James B. Lockhart before the Urban Land Institute Terwilliger Center Annual Forum, "Stabilizing the Mortgage Market," Washington, D.C.
  March 18 Director James B. Lockhart Before Women in Housing and Finance Symposium "Meeting the Challenges of the Financial Crisis," Washington, D.C.
  March 13 Director James B. Lockhart Before Asian Real Estate Association of America, National Association of Hispanic Real Estate Professionals, Real Estate and Policy Conference, Washington, D.C.
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House Price Calculator House Price Index
Calculate the current estimated dollar value of your home using FHFA's House Price calculator Calculate Download the latest House Price Index for the 4th quarter 2008 in PDF format HPI

Housing Market Indicators  Click here for more information on housing markets and housing finance...
  Mortgage Rates
Freddie Mac's Weekly Primary Mortgage Market Survey Current week (ending May 7, 2009 ) Previous week (ending April 30, 2009 )
30-Year Fixed Mortgages 4.84 % 4.78 %
15-Year Fixed Mortgages 4.51 % 4.48 %
5/1-Year Adjustable Rate Mortgages 4.90 % 4.80 %
1-Year Adjustable Rate Mortgages 4.78 % 4.77 %


House Prices
FHFA House Price Index (HPI) Quarterly
Price Change
(2008Q3-2008Q4)		 Four-Quarter
Price Change
(2007Q4-2008Q4)
All-Transactions U.S. Index -0.2% -4.5%
"Purchase-Only" U.S. Index (Seasonally- Adjusted) -3.4% -8.2%