Search Results: (1-15 of 32 records)
| Pub Number | Title |  Date |
|---|---|---|
| NCES 200801 | 2008 National Postsecondary Student Aid Study (NPSAS:08) Field Test Methodology Report
This report describes the methodology and findings of the NPSAS:08 field test, which took place in the 2006-07 school year. The NPSAS:08 field test was used to plan, implement, and evaluate methodological procedures, instruments, and systems proposed for use in the full-scale study scheduled for the 2007-08 school year. |
9/10/2008 |
| NCES 2008179REV | Trends in Undergraduate Borrowing II: Federal Student Loans in 1995-96, 1999-2000, and 2003-04
This Postsecondary Education Descriptive Analysis Report uses data from the National Postsecondary Student Aid Studies (NPSAS:96, NPSAS:2000 and NPSAS:04) to examine trends in Stafford loan borrowing among undergraduates. Since 1995-96, borrowing of subsidized Stafford loans increased among low-income dependent undergraduates and among independent students at all income levels. The rate of borrowing any Stafford loan (subsidized or unsubsidized) increased among all but those in the lowest income category, for both dependent and independent undergraduates alike. While the average amount of subsidized loans has leveled off over time, unsubsidized loans have continued to grow both in the amount of the average loan as well as in the percentage of borrowers. Unlike subsidized loans, interest on an unsubsidized loan accrues and is usually added to the principal of the loan while the student is enrolled in school and not yet in repayment. This study found that between 1995-96 and 2003-04, an increasing proportion of both dependent and independent student borrowers at all income levels took out unsubsidized loans either alone or in addition to their subsidized loans. This was true particularly among independent students whose higher loan limits allow more of them to take out both types of loans. The Stafford loan program permits dependent students to take out both subsidized and unsubsidized loans, but the combined amount cannot exceed the maximum amount of a single loan. In 2003-04, about three-fourths (73 percent) of all dependent student borrowers took out the annual maximum amount allowed in subsidized and unsubsidized Stafford loans combined. This was an increase from 57 percent in 1995-96. |
3/18/2008 |
| NCES 2006158 | 2003–04 National Postsecondary Student Aid Study (NPSAS:04): Undergraduate Financial Aid Estimates for 12 States: 2003–04
This E.D. TAB presents selected findings about the price of attendance and the types and amounts of financial aid received by in-state undergraduates enrolled in public 2-year, public 4-year, and private not-for-profit 4-year institutions during the 2003–04 academic year in 12 selected states. It is based on the undergraduate data in the 2003–04 National Postsecondary Student Aid Study (NPSAS:04), a nationally representative survey of postsecondary students. In addition to providing national estimates, the NPSAS:04 survey was designed to provide representative samples of undergraduates in public 2-year, public 4-year, and private not-for-profit 4-year institutions in 12 states: California, Connecticut, Delaware, Georgia, Indiana, Illinois, Minnesota, Nebraska, New York, Oregon, Texas, and Tennessee. Prior NPSAS studies have not been representative at the state level. For the in-state undergraduates in each of these 12 selected states, the tables in this E.D. TAB show the average tuition and fees and total price of attendance, the percentages of undergraduates receiving various types of financial aid and the average amounts received, the average net price of attendance after financial aid, average financial need and remaining need after financial aid, cumulative student loan amounts, earnings from work while enrolled, and other aspects of financing an undergraduate education. Tables of comparable national totals limited to in-state undergraduates in public 2-year, public 4-year, and private not-for-profit 4-year institutions in the 50 states, DC, and Puerto Rico are also provided to allow for comparisons of undergraduate financing patterns in each of the 12 selected states and the entire nation. |
10/24/2006 |
| NCES 2006186 | Student Financing of Undergraduate Education: 2003–04, With a Special Analysis of the Net Price of Attendance and Federal Education Tax Benefits
This report, based on data from the 2003-04 National Postsecondary Student Aid Study (NPSAS:04), provides detailed information about undergraduate tuition and total price of attendance at various types of institutions, the percentage of students receiving various types of financial aid, and the average amounts that they received. In 2003-04, three-quarters of all full-time undergraduates received some type of financial aid ($9,900 average). One-half took out student loans ($6,200 average), and 62 percent received grants ($5,600 average). Forty percent received both grants and loans (combined average $13,600). The average tuition and fees for full-time undergraduates in 2003-04 were $2,000 at public 2-year, $5,400 at public 4-year, and $18,400 at private not-for-profit 4-year institutions. About one-fourth of full-time undergraduates did not pay any tuition, because the entire tuition amount was covered by grants. Nearly one-half of full-time low-income dependent undergraduates had their entire tuition amount covered by grant aid. The total price of attendance (tuition plus room and board and other expenses) for full-time undergraduates in 2003-04 was $10,500 at public 2-year, $15,200 at public 4-year, and $28,300 at private not-for-profit 4-year institutions. After subtracting all financial aid (including loans), the average out-of-pocket net price of attendance for full-time low-income dependent undergraduates was $6,000 at public 2-year, $5,600 at public 4-year and $9,200 at private nonprofit 4-year institutions. In addition, this report presents estimates of the federal education tax benefits for students (Hope and Lifetime Learning tax credits, and tuition deductions): nearly one-half (49 percent) of all undergraduates or their parents had their taxes reduced by an average of $600 by claiming these benefits. Middle-income students were the most likely to receive these tax benefits. Among the families of upper-middle-income students, more than two-thirds (69 percent) received an average reduction in federal taxes of $1,100. |
8/23/2006 |
| NCES 2006180 | 2004 National Postsecondary Student Aid Study (NPSAS:04) Full-scale Methodology Report
This report describes the methods and procedures used for the 2004 National Postsecondary Student Aid Study (NPSAS:04). NPSAS:04 is a comprehensive study of financial aid among postsecondary education students in the United States and Puerto Rico that provides information on trends in financial aid and on the ways in which families pay for postsecondary education. NPSAS:04 included important changes from previous NPSAS surveys (conducted in 1987, 1990, 1993, 1996, and 2000) in its sample design and collection of data. For example, the current study is the first in the NPSAS series to utilize a web-based instrument for both self- and telephone-administration. Another important change is that NPSAS:04 was designed to provide state-level representative estimates for undergraduate students within three institutional strata—public 2-year institutions; public 4-year institutions; and private not-for-profit 4-year institutions for 12 states that were categorized into three groups based on population size—four large, four medium, and four small: California, Connecticut, Delaware, Georgia, Illinois, Indiana, Maine, Nebraska, New York, Oregon, Tennessee, and Texas. These states were chosen for this “demonstration” study from a set of volunteering states that expressed interest and a willingness to support and encourage participation by their institutions. However, sufficient comparability in survey design and instrumentation was maintained to ensure that important comparisons with past NPSAS studies could be made. |
7/18/2006 |
| NCES 2006156 | Dealing With Debt: 1992-93 Bachelor’s Degree Recipients 10 Years Later
Using data from the 1993–2003 Baccalaureate and Beyond Study (B&B:93/03), this report describes the borrowing patterns of 1992–93 bachelor’s degree recipients and examines the repayment of undergraduate Stafford loans for those who had no additional degree enrollment. About half (51 percent) of all graduates had borrowed to help pay for their undergraduate education, borrowing an average of $10,200 from all sources. Among graduates with no additional degree enrollment, 74 percent had repaid all their undergraduate loans by 2003. Of the 26 percent still repaying their loans, the median debt burden (monthly payment divided by monthly income) in 2003 was 3.3 percent. Among bachelor’s degree recipients with no further degree enrollment, 39 percent had taken out Stafford loans as undergraduates. Among these Stafford loan borrowers, 5 percent ever had a deferment, 12 percent ever had a period of forbearance, and 10 percent had defaulted at some point. Students did not tend to run into repayment problems immediately; the average length of time between graduation and the first deferment, forbearance, or default was 4–5 years. For many, the problems were temporary, with 45 percent of defaulters able to re-enter repayment later. In addition, most of those who deferred or had periods of repayment were able to recover financially and did not default. |
7/5/2006 |
| NCES 2006154 | Degree Completions in Areas of National Need, 1996-97 to 2001-02
This E.D. Tab focuses on trends in degree completions in academic programs that have been deemed areas of national need by federal legislation and include: agriculture and conservation sciences; computer and information sciences; education; engineering and engineering-related technologies; foreign languages and literature; biological and life sciences; mathematics; physical sciences; protective services and criminal justice; social work; nursing; and health professions and related sciences. The analysis focuses on data from 1996-97 and 2001-02 and examines completions at institutions granting awards of associate’s degrees and higher. In particular, it looks at the change in the total number of degrees completed in areas of national need between the two years, as well as degree completions in these areas by gender and race/ethnicity. Finally, the report examines the characteristics of students completing degrees in these areas of study. Generally, the areas of national need in which the most degrees were completed were sciences, engineering, education and health-related fields. There was some variation by degree type. Across all degree types, the number of degrees completed in many areas of national need declined or did not change between 1996-97 and 2001-02, with the exception of computer and information sciences degrees, which grew over the five-year time period. The gender distribution of degree completions in areas traditionally dominated by one sex or the other changed little between 1996-97 and 2001-02, although there was some variation by degree type. Over the same time period, the proportion of degrees awarded to non-White students increased, although patterns of over- and under-representation of non-White students persisted in certain areas. |
6/7/2006 |
| NCES 2005163 | 2003-04 National Postsecondary Student Aid Study (NPSAS:04) Undergraduate Financial Aid Estimates for 2003-04 by Type of Institution
This E.D. TAB is the second publication based on the 2003-04 National Postsecondary Student Aid Study (NPSAS:04) conducted by the National Center for Education Statistics (NCES) within the U.S. Department of Education. NPSAS is a comprehensive survey that examines how students and their families pay for postsecondary education. This E.D. TAB focuses only on undergraduates, including separate tables for those who attended public 4-year, private-not-for-profit 4-year, public 2-year, or private for-profit postsecondary institutions during the 2003-04 academic year. It describes average tuition and fees, average total price of attendance, and the percentages of undergraduates receiving various types and combinations of financial aid and average amounts received, with a particular focus on grants and loans. The results show that 63 percent of all undergraduates enrolled in 2003-04 received some type of financial aid. About one-half (51 percent) of undergraduates received grants and about one-third (35 percent) took out student loans. The average amount of grants received was $4,000, and the average amount borrowed by undergraduates in 2003-04 was $5,800. |
6/24/2005 |
| NCES 200502 | 2004 National Postsecondary Student Aid Study (NPSAS:04) Field Test Methodology Report
This report describes the methodology and findings of the NPSAS:04 field test, which took place in the 2002-03 school year. The NPSAS:04 field test was used to plan, implement, and evaluate methodological procedures, instruments, and systems proposed for use in the full-scale study scheduled for the 2003-04 school year. |
4/22/2005 |
| NCES 2005158 | 2003–04 National Postsecondary Student Aid Study (NPSAS:04): Student Financial Aid Estimates for 2003-04
This report is the first publication based on the 2003–04 National Postsecondary Student Aid Study (NPSAS:04) conducted by the National Center for Education Statistics (NCES) within the U.S. Department of Education. NPSAS is a comprehensive survey that examines how students and their families pay for postsecondary education. The report describes the percentages of students receiving various types of financial aid and average amounts received, by type of institution attended, attendance pattern, dependency status, and income level. |
2/28/2005 |
| NCES 2005164 | 2003–04 National Postsecondary Student Aid Study (NPSAS:04): Undergraduate Data Analysis System
The NPSAS:04 Undergraduate DAS contains the data on a sample of about 80,000 undergraduates who were enrolled at any time between July 1, 2003, and June 30, 2004, in about 1,400 postsecondary institutions. It represents all undergraduate students enrolled in postsecondary institutions in the 50 states, the District of Columbia, and Puerto Rico that were eligible to participate in the federal financial aid programs in Title IV of the Higher Education Act. The survey focuses on how they and their families pay for postsecondary education and includes general demographics and other characteristics of these students, types of aid and amounts received, and cost of attending college. |
2/11/2005 |
| NCES 2005165 | 2003–04 National Postsecondary Student Aid Study (NPSAS:04): Graduate Data Analysis System
The NPSAS:04 Graduate DAS contains the data on a sample of about 11,000 graduate students who were enrolled at any time between July 1, 2003, and June 30, 2004, in about 1,400 postsecondary institutions. It represents all graduate students enrolled in postsecondary institutions in the 50 states, the District of Columbia, and Puerto Rico that were eligible to participate in the federal financial aid programs in Title IV of the Higher Education Act. The survey focuses on how students pay for postsecondary education and includes general demographics and other characteristics of these students, types of aid and amounts received, and cost of attending college. |
2/11/2005 |
| NCES 2004158 | A Decade of Undergraduate Student Aid: 1989-90 to 1999-2000
Tuition increases and the broader availability of federal student loans were the major driving forces of change in undergraduate student financing during the 1990s. A Decade of Undergraduate Student Aid: 1989-90 to 1999-2000 uses data from four National Postsecondary Student Aid Studies (NPSAS) to look at changes in financial aid to students in four types of institutions: public 2-year; public 4-year; private not-for-profit 4-year; and private for-profit less-than-4-year. The study focuses on full-time, full-year undergraduates in the 50 states, District of Columbia, and Puerto Rico and includes information on grants, loans, and work-study aid. The report also discusses the 1992 Reauthorization of the Higher Education Act (HEA-92) and its effects on how federal financial aid was distributed over time. |
9/13/2004 |
| NCES 2003173 | CD-ROM: Baccalaureate and Beyond Longitudinal Study Data Analysis System (DAS) B&B:2000/01
The DAS CD-ROM contains the most recent postsecondary longitudinal data release, B&B:2000/01, as well as all other released DASs current as of August 2003. These data sets are for public use and do not allow a user direct access to the data, but do allow them to design and run basic analyses specific to their needs. |
11/14/2003 |
| NCES 2003030 | Getting Ready to Pay for College: What Students and Their Parents Know About the Cost of College Tuition and What They Are Doing to Find Out
This report uses data from the Parent and Youth Surveys of the 1999 National Household Education Surveys Program (NHES: 1999) to investigate how much college bound 6th- through 12th-grade students know about the cost of attending college, and the relationships between their knowledge of college costs and how they go about preparing for college. Apart from looking at estimates provided by these students for how much they think college will cost, the report also provides information about discussions students had with parents or teachers/counselors to learn about college costs and financial aid availability, and academic requirements of attending college. In addition, the report examines what parents of these students know about college costs, whether they had started to save for their children’s education, what they had done to gather information on financial aid, and whether they knew about various tax credits to help offset costs. |
9/30/2003 |
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