SBA Export Express helps small businesses develop or expand their export markets.  Loan proceeds may be used to finance export development activities such as:

• Standby Letters of Credit when required as a bid bond, performance bond or advance payment guarantee;
• Participation in a foreign trade show;
• Translation of product brochures or catalogues for use in overseas markets;
• General lines of credit for export purposes;
• Service contracts from buyers located outside the United States;
• Transaction-specific financing needs associated with completing actual export orders;
• Purchase of real estate and equipment to be used in the production of goods or services for export;
• Provide term loans and other financing to enable small business concerns, including export trading companies and export management companies, to develop foreign markets;
• Acquire, construct, renovate, modernize, improve or expand productive facilities or equipment to be used in the United States in the production of goods or services for export.

How Does the Program Work?

Any lender that is authorized to participate in the SBA Express loan program may participate in SBA Export Express. SBA Export Express lenders use streamlined and expedited loan review and approval procedures to process SBA guaranteed loans. The lender uses its own loan analyses, loan procedures and loan documentation. Completed loan applications are submitted for approval to the SBA’s processing center in Sacramento, California. The SBA provides the lender with a response, typically within 36 hours.

For more information, please complete our consultation form, or contact your local trade specialist for further assistance.