The Small Business Administration (SBA)
SBA administers three separate, but equally important loan programs. SBA sets the guidelines for the loans while SBA’s partners (Lenders, Community Development Organizations, and Microlending Institutions) make the loans to small businesses. SBA backs those loans with a guarantee that will eliminate some of the risk to the lending partners. The three guarantee products for small business exporters and lenders are:
Need more detailed information? Click here to visit the SBA website, or complete our consultation form for additional assistance!
The Export-Import Bank of the United States
The Export-Import Bank of the United States (Ex-Im Bank) is the official export credit agency of the United States. Ex-Im Bank's mission is to assist in financing the export of U.S. goods and services to international markets.
Ex-Im Bank enables U.S. companies — large and small — to turn export opportunities into real sales that help to maintain and create U.S. jobs and contribute to a stronger national economy.
Ex-Im Bank does not compete with private sector lenders but provides export financing products that fill gaps in trade financing. They assume credit and country risks that the private sector is unable or unwilling to accept. They also help to level the playing field for U.S. exporters by matching the financing that other governments provide to their exporters.
Ex-Im Bank provides working capital guarantees (pre-export financing); export credit insurance; and loan guarantees and direct loans (buyer financing). No transaction is too large or too small. For further details about Ex-Im Bank's programs, visit their website here, or complete our consultation form for additional assistance.
For more information about these and other alternatives for international trade finance, please contact Ray Gibeau, SBA Regional Manager, Atlanta EAC; Tel: 404-897-6089, raymond.gibeau@sba.gov.