Before you sign a contract, choose a plan and a company that meets your needs.
Where can you make and receive calls? Most providers now offer a choice of
local, regional, or national plans. A local plan offers low-cost options
if most of your calls are near home. Regional plans generally offer a larger
geographic area - sometimes several states. If you call outside the area covered by
these plans, you will pay long distance and roaming charges in addition to the
airtime used. National plans are the most expensive, but they let you use your
phone anywhere in the country for a single per-minute price.
How frequently will you use the phone? If you just want a phone for
emergencies, an economy plan with a few minutes a month may be all that you need.
On the other hand, if you are going to be a heavy user, a plan with several free
hours and the lowest airtime charge is a wiser choice. If you plan to use texting, pick a plan that will meet your needs and avoid surprises on your billing. Most services allow you to upgrade a plan without an added charge.
Is a family plan option available? Instead of individual cell phone
plans for each member of the family, you can share one cellular service plan and a pool of monthly usage minutes among
several phones. The cost of the
additional numbers per month is usually less than if you purchased individual
accounts.
Is there a trial period during which you can test the service? Many
people experience dead spots where a cell phone doesn't work. A trial period lets
you test your service and try the features of the phone without incurring a termination fee.
Know your options. Make sure you are only buying the options or features you really need. It is always easier to upgrade a plan later if you feel you need an added feature.
Are there fees or limits on changing your plan? Some providers
charge a fee if you want to downsize or upgrade your plan. Others limit how often
you can make changes.
What happens if you want to cancel your service? Most providers
have a penalty. This is a concern if you have to move out of the area covered by
your plan.
Pay-As-You-Go Plans
If you want cell phone service only for emergencies or aren't sure how much you will
actually use a cell phone once you get it, you may want to consider a prepaid cell
phone before you commit to a long-term wireless contract. With a prepaid cell phone,
there is no contract to sign and no monthly bill to worry about. You will know
exactly how much you spend. The down side of prepaid plans is that you pay more
per minute, and if you don't use the phone for an extended period of time, you
could lose the money in your account.
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