Get The Facts About FEMA
Release Date: March 15, 2007
Release Number: 1687-022
» More Information on Alabama Severe Storms and Tornadoes
MONTGOMERY, Ala. -- According to officials with the Department of Homeland Security’s Federal Emergency Management Agency (FEMA), the best source for information following a disaster is federal, state and voluntary agencies. Here are answers to some frequent questions:
Q: Does FEMA charge a fee for a home inspection?
A: No. FEMA never charges for an inspection.
Q: I have applied for disaster assistance before. Do I need to apply again?
A: Yes. Even if you applied for assistance for a previous disaster, you must apply again for this disaster.
Q: Will FEMA assistance affect my Social Security check?
A. No. Any aid you receive from FEMA will not affect your Social Security benefits, your state or federal retirement benefits, or your welfare status.
Q: If I got help from the American Red Cross, can I also get help from FEMA or the State?
A: Yes. FEMA and the State coordinate a number of programs to help disaster victims. These programs differ from the emergency food, clothing and shelter provided by the American Red Cross and other voluntary agencies.
Q: When I get help from the American Red Cross, am I automatically registered with FEMA?
A: No. Registering with the American Red Cross or any voluntary agency is not the same as registering with FEMA. If you are a homeowner, renter or business owner who has losses from the recent tornadoes, call the FEMA registration line at 1-800-621-FEMA (3362). Individuals with hearing or speech impairments should call (TTY) 1-800-462-7585. The lines are open from 7:30 a.m. to 8 p.m., Monday - Friday. You can also register online at www.fema.gov.
Q: Is there enough money for everyone? My neighbor needs the money more than I do.
A: Yes. There are enough disaster funds to take care of every eligible applicant.
Q: Do I have to be poor to qualify for disaster aid?
A: No. Federal disaster aid programs may be available to those who suffered damage, regardless of income.
Q: Do I have to own a business to apply for a loan from the U.S. Small Business Administration?
A: No. The SBA is the primary source of financial assistance following a disaster and provides low-interest loans to homeowners, renters, business, and non-profits.
Q: Do I have to be turned down by my bank before I can apply for a disaster loan?
A: No. The SBA has its own criteria for determining each loan applicant’s eligibility.
Q: If I rent an apartment, can I get help to replace my damaged personal property?
A: Yes. A renter may qualify for a FEMA grant or a SBA low-interest disaster loan to replace eligible personal property.
Q: Will FEMA pay for all home repairs or contract work?
A: No. FEMA provides grants to qualified homeowners to repair damage not covered by insurance but the grants may not pay for all the damage. Qualified borrowers who lack sufficient homeowner’s insurance may use an SBA loan to return their homes to pre-disaster condition.
Q: Do I have to repay money I receive for disaster relief?
A: You do not have to repay grant money but you must repay SBA loans.
Q: Are disaster relief payments taxable?
A: No. Qualified disaster relief payments are not taxable.
Individuals with questions about recovery assistance should call FEMA at 1-800-621-FEMA (3362) or TTY 1-800-462-7585, or visit www.fema.gov or the Alabama Emergency Management Agency Web site at ema.alabama.gov.
FEMA manages federal response and recovery efforts following any national incident, initiates mitigation activities and manages the National Flood Insurance Program. FEMA works closely with state and local emergency managers, law enforcement personnel, firefighters and other first responders. FEMA became part of the U.S. Department of Homeland Security on March 1, 2003.
Disaster recovery assistance is available without regard to race, color, sex, religion, national origin, age, disability, economic status or retaliation. If you or someone you know has been discriminated against, you should call FEMA toll-free at 1-800-621-FEMA (3362) or contact your State Office of Equal rights. If suspicious of any abuse of FEMA programs, please contact the fraud hotline at 1-800-323-8603.
FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.
Last Modified: Tuesday, 20-Mar-2007 15:35:33