Victims of violent
crime may suffer financial stress as devastating as their physical injuries
and emotional trauma. Recovering from violence or abuse is difficult enough
without having to worry about how to pay for the costs of medical care
and counseling, or about how to replace lost income due to disability
or death.
The good news is that
every state has a crime victim compensation program that can provide substantial
financial assistance to crime victims and their families. And while no
amount of money can erase the trauma and grief victims suffer, this aid
can be crucial in the recovery process. By paying for care that restores
victims' physical and mental health, and by replacing lost income for
victims who cannot work and for families who lose a breadwinner, compensation
programs are helping victims regain their lives and their financial stability.
As compensation programs
enter the 21st century, they are serving an ever-increasing number of
victims with larger amounts of benefits than ever before. Despite a substantial
decline in violent crime--a 34% drop since 1993--applications and payouts
continue to grow in most states. The national total of benefits is at
record-high levels, and programs are addng new compensable costs and expanding
outreach to ensure that more victims' needs are met.
Crime victim compensation
is the oldest type of organized victim assistance in the United States.
The first compensation program was created in 1965, and nine states were
operating such programs by 1972, when the earliest programs providing
other types of victim assistance were established. Today, compensation
programs across the country are paying out close to $265 million annually
to more than 115,000 victims. Fittingly, most of this money comes from
offenders, since a large majority of states fund their programs entirely
through fees and fines charged against those convicted of crime, rather
than tax dollars. Federal grants to compensation programs, providing close
to 25% of the money for payments to victims, also come solely from offender
fines and assessments.
Victims of rape, assault,
child sexual abuse, drunk driving, and domestic violence, as well as the
families of homicide victims, are all eligible to apply for financial
help. Nationally, close to a third of the recipients of compensation are
children, most of whom are victims of sexual abuse.
Compensation programs
can pay for a wide variety of expenses and losses related to criminal
injury and homicide. Beyond medical care, mental health treatment, funerals,
and lost wages, a number of programs also cover crime-scene cleanup, travel
costs to receive treatment, moving expenses, and the cost of housekeeping
and child care. And states continue to work with victims and advocates
to find new ways to help victims with more of the costs of recovery.
Telling victims about
compensation is the responsibility of every individual who works in victim
services and law enforcement. This resource also should be made known
by those who provide medical and counseling services. Compensation programs
depend largely on these professionals who work with victims daily to get
the message out that financial assistance is available, and programs typically
expend a great deal of time and effort in providing training and information
to them. We encourage everyone with a role in helping victims to get more
details from the program in their state by contacting it directly.
California established
the nation's first compensation program in 1965, and five other states
created programs in the next three years. By 1980, 28 states were providing
victim compensation, and most of the rest of the states authorized programs
during the next decade. Currently, all 50 states, plus the District of
Columbia, the Virgin Islands and Puerto Rico, are operating compensation
programs. (It's worth noting that a number of European countries, plus
Canada, Australia, New Zealand, and Japan also have victim compensation
programs fairly similar to those in the U.S.)
California is the largest program in the country by far, paying out about
a third of the total benefits paid by all programs combined. (California
awards about $75 million annually, while the next largest program, Texas,
pays out nearly $30 million each year.) The median annual payout per state
is about $2 million (half the states pay a total less than that, and half
pay more), but the range is considerable, with nine of the smallest states
paying less than $500,000 annually, and 13 states paying more than $5
million.
Staff sizes tend to
be quite small, with 36 states operating with less than 10 people, and
half of those employing five or less. Only a few states operate with more
than 20 employees, California again being the largest, with over 400 workers.
The programs function within a variety of governmental settings. Nearly
a third are affiliated with departments of public safety or criminal justice
planning, and another fifth function within offices of attorneys general.
Eight are independent agencies; workers' compensation bureaus house four
of the -programs; and other affiliations include corrections departments,
social services agencies, and finance and management departments. Five
states operate their programs within courts or claims courts.
Colorado and Arizona
are unique in operating compensation programs through local prosecutors'
offices. Twenty-two compensation boards in Colorado (one for each district)
and 15 boards in Arizona (one in each county) adjudicate claims under
state law and coordination.
Funding
Programs obtain their
funding from a number of different sources, but the states can be divided
into two basic categories: those that receive the bulk of their funding
from fees or charges that offenders pay, and those that depend on general-revenue
appropriations from legislatures. More than four-fifths of the states
are in the first category, gaining most of their income from offenders;
in fact, in a large majority of states, no tax dollars are involved at
all in either the administration of the program or in the awards given
to victims.
The types and level
of offender assessments vary somewhat from state to state. Many states
require that offenders pay a set penalty or fee, such as $50 per felony
and $25 per misdemeanor, into a crime victim compensation fund. Other
states will take a certain percentage of the offender's fine, or place
a surcharge upon that fine, and use it for compensation funding. Some
states also gain income from wages inmates earn in prison industries.
Fund Recovery.
Because offenders and others liable for injury to victims should pay for
the consequences of crime, and because programs need to make the most
of the resources available for compensation, "fund recovery"
has become an important concern for many programs. Some are aggressively
seeking restitution from offenders by working with prosecutors and judges
to ensure restitution orders are sought and issued, and by monitoring
payment through appropriate channels.
While for most programs fund recovery is a minor source of total income,
a few programs are beginning to recover close to 10% of their awards.
VOCA.
Federal funds provide about 20-25% of the state compensation programs'
total budgets, through grants authorized by the Victims of Crime Act of
1984 (VOCA). Under VOCA, for every $100 a state awards to victims, it
gets $40 in federal funds to spend; this results in a 72%-to-28% split
in state-federal dollars spent each year (of every $140 awarded to victims,
$100 is state money and $40 is federal funds). States also must bear all
or nearly all of the administrative costs for operating their programs
(only 5% of each state's VOCA grant is available for administrative purposes).
While the large majority of funds spent in operating the programs and
paying victims comes from state budgets, VOCA grants have enabled many
states to expand coverage, and they make a significant difference in ensuring
that there is enough money available to cover all eligible victims that
may apply. VOCA will provide about $81 million to state compensation programs
in federal fiscal year 2000.
To be eligible for
a federal grant, certain conditions must be met. Programs must cover medical
expenses, mental health counseling, and lost wages for victims, as well
as funeral expenses and lost support for families of homicide victims.
They must consider drunk driving and domestic violence as compensable
crimes, and must not categorically exclude domestic violence victims on
the basis of their being related to or living with the offender. (Programs
may deny claims when an award to the victim would unjustly enrich the
offender.) Programs must agree to consider for eligibility all U.S. citizens
who are victims of crimes within their states, regardless of the residency
of the victim. Each state also must offer benefits to its own residents
who are victimized in states without compensation programs, but since
all states currently have viable programs offering eligibility to nonresidents,
this is no longer a real concern. Programs also must cover their own residents
who are victims of terrorism in foreign countries. Finally, programs must
cover crimes falling under federal jurisdiction within the states, such
as crimes occurring on Indian reservations, National Park lands, or military
bases.
The VOCA grant program
is administered by the Office for Victims of Crime in the U.S. Justice
Department, which also provides funding for other victim services like
domestic violence shelters and rape crisis programs. In close to half
the states, these VOCA assistance funds are administered by the same agency
handling victim compensation.
The Application Process
Application procedures
vary slightly from state to state, but typically a victim will be referred
to a compensation program by police, prosecutors, victim-witness programs
or service providers. Victims also find out about compensation through
posters, brochures, or PSAs developed by the program. Applications are
usually available through law enforcement or victim assistance and service
programs, or through direct contact with the compensation program. The
process begins when an application is signed and submitted by the victim.
Most programs process
claims through a staff centralized in one office in the state capital,
but a few states have branch or regional offices or make use of locally
based individuals in other agencies to perform preliminary work on applications,
such as gathering documents.
Typically, states
request and analyze police reports to confirm that a crime took place
and to determine whether the victim was involved in any illegal or contributory
activity when victimized. Information from service providers like hospitals,
doctors, counselors, and funeral homes, as well as employers if work loss
is claimed, forms the basis for benefit determinations.
Decision-making authority
varies from state to state, with about a third of the states using part-time
boards or commissions to determine eligibility
and awards, and the rest authorizing full-time administrative staff (usually
program directors) to make determinations. In three court-based programs,
judges or court officials decide claims.
The victim should
file an application for compensation in the state where the crime takes
place, regardless of the victim's residency. All of the programs will
cover terrorist crimes against their residents, and a few states will
accept claims from residents for other types of crimes in foreign countries.
With just a few exceptions, the programs will cover foreign residents
injured in the states.
Eligibility Requirements
While eligibility
requirements vary somewhat from state to state, all programs have the
same basic criteria. The victim generally must:
- Report the crime
promptly to law enforcement (many states have a 72-hour standard, but
nearly all states have "good cause" exceptions applied liberally
to children, incapacitated victims, and in other special circumstances);
- Cooperate with
police and prosecutors in the investigation and prosecution of the case
(again, some states can make exceptions);
- Submit a timely
application to the compensation program (generally one year from the
date of the crime, though a number of states have longer time frames,
and most can waive these requirements when appropriate) and provide
other information as requested by the program;
- Have a cost or
loss not covered by insurance or some other readily available "collateral
source ;
- Be innocent of
criminal activity or significant misconduct that caused or contributed
to the victim's injury or death.
Apprehension and/or
conviction of a perpetrator is not a prerequisite to receiving compensation.
All of the programs
are authorized to deny or reduce benefits to people who are injured while
committing crimes or engaging in substantial misconduct contributing to
their victimization. Programs rely primarily on police reports to make
these determinations, and expend considerable effort to make careful and
appropriate decisions on these issues. Five state compensation laws also
authorize denial based on prior criminal activity unrelated to the current
victimization.
The eligibility of
a victim's dependents or other secondary victims generally hinges on the
eligibility of the "direct" victim (the one who suffered the
injury or death). For example, if a homicide victim was engaged in criminal
activity, the family generally would be ineligible for any benefits.
Each state operates under its own law, rules, policies and procedures,
and while all of the programs share broadly similar eligibility requirements,
it's important for those accessing any program to check with the individual
state to learn exactly how it operates.
Compensable Costs
All compensation programs
cover the same major types of expenses, though their specific limits may
vary. The primary compensable costs covered by all states are the following:
- Medical expenses;
- Mental health counseling;
- Lost wages for
victims unable to work because of crime-related injury;
- Lost support for
dependents of homicide victims; and
- Funeral expenses.
Statistically, fees
to hospitals, doctors and therapists comprise well over half of the amounts
paid. Lost wage and support payments are the next largest expense category
for most states. In addition, a number of other costs are paid for by
some, but not all, programs, including the following:
- Moving or relocation
expenses, often limited only to instances where the victim is in imminent
physical danger, or if the move is medically necessary (because of severe
emotional trauma from sex assault, for example);
- Transportation
to medical providers, usually limited to occasions when the provider
is located in a place distant from the victim's residence, or when other
special circumstances exist;
- Replacement services
for work the victim is unable to perform because of crime-related injury
(primarily child care and housekeeping), sometimes limited to payments
to non-family members;
- Crime-scene cleanup,
or the cost of securing a home or restoring it to its pre-crime condition;
- Rehabilitation,
which may include physical therapy and/or job therapy;
- Modifications to
homes or vehicles for paralyzed victims; and
- Fees for attorneys
who help victims apply, usually in limited amounts and sometimes only
for appeals.
Personal property
stolen, lost or damaged during the crime is not covered, with just a few
very limited exceptions (see Florida, New Jersey, and New York). All states
will cover medically necessary equipment, such as eyeglasses or hearing
aids; Only three states currently pay for pain and suffering (Hawaii,
Rhode Island, and Tennessee).
Maximums and Limits
Maximum benefits available
to victims from the state programs generally range between $10,000 and
$25,000, though a few states have higher maximums. In addition, many states
have lower limits on specific compensable expenses, like funerals and
mental health counseling. A few states can provide extra benefits in homicides
or catastrophic-injury cases. Many states are continuing to raise benefit
levels overall as well as on individual categories, through legislative
changes.
Collateral Resources
All compensation programs
are "payers of last resort." This means that any other "collateral"
sources of payment to the victim, such as medical or auto insurance, employee
benefit programs, Social Security, and Medicaid, must be accessed first
before the programs will consider payment. Since restitution, if paid
at all, is often received over a long period of time, compensation programs
usually will pay in advance rather than force the victim to wait to receive
restitution.
In addition, if the
victim recovers any money from the offender or any other party liable
for the victim's expenses, the compensation program must be paid back
for that portion of the expenses which the program has covered, unless
the victim's total out-of-pocket losses exceed the amount both paid by
the program and recovered from another source.
Outreach and Awareness
Compensation programs
depend largely on professionals in law enforcement and victim services
to tell victims about the financial assistance opportunities available
to them. Providing this information is the responsibility of everyone
who works with victims; in fact, for VOCA-funded assistance programs,
it is a condition for receiving a federal grant. In some states, police
are required by victims rights statutes and constitutional amendments
to supply this information. Compensation programs provide ongoing training
and information to police, advocates, and service providers, and also
try to reach the general public through posters, PSAs, and community contacts.
A number of states also have established Web sites to improve awareness.
Collateral Resources
All compensation programs
are "payers of last resort." This means that any other "collateral"
sources of payment to the victim, such as medical or auto insurance, employee
benefit programs, Social Security, and Medicaid, must be accessed first
before the programs will consider payment. Since restitution, if paid
at all, is often received over a long period of time, compensation programs
usually will pay in advance rather than force the victim to wait to receive
restitution.
In addition, if the
victim recovers any money from the offender or any other party liable
for the victim's expenses, the compensation program must be paid back
for that portion of the expenses which the program has covered, unless
the victim's total out-of-pocket losses exceed the amount both paid by
the program and recovered from another source.
Outreach and Awareness
Compensation programs
depend largely on professionals in law enforcement and victim services
to tell victims about the financial assistance opportunities available
to them. Providing this information is the responsibility of everyone
who works with victims; in fact, for VOCA-funded assistance programs,
it is a condition for receiving a federal grant. In some states, police
are required by victims rights statutes and constitutional amendments
to supply this information. Compensation programs provide ongoing training
and information to police, advocates, and service providers, and also
try to reach the general public through posters, PSAs, and community contacts.
A number of states also have established Web sites to improve awareness.
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