Medical plans, single coverage: Employee participation by type of contribution Data Table

Table 8. Medical plans, single coverage: Employee participation by type of contribution, civilian workers,1 National
Compensation Survey, March 2008

(All workers with contributory single coverage = 100 percent)

Employee monthly contribution

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate2

Varies3

Flexible
benefits4

Percent of
earnings

Exists, but
unknown

Other

All workers

100

77

1

6

1

[5]

13

1

Worker characteristics

                

Management, professional, and related

100

77

1

8

2

[5]

10

1

    Management, business, and financial

100

75

–

8

3

[5]

12

1

    Professional and related

100

78

1

8

2

–

10

1

        Teachers

100

82

[5]

10

2

–

5

–

            Primary, secondary, and special education
             school teachers

100

83

[5]

8

2

–

5

–

        Registered nurses

100

75

–

8

2

–

12

2

Service

100

74

–

6

1

–

–

2

Sales and office

100

74

[5]

7

1

[5]

17

1

    Sales and related

100

69

–

5

1

–

24

1

    Office and administrative support

100

76

[5]

7

1

–

14

1

Natural resources, construction, and maintenance

100

79

–

6

1

–

13

2

    Construction, extraction, farming, fishing, and
     forestry

100

77

–

6

1

–

13

–

    Installation, maintenance, and repair

100

80

–

5

1

–

13

1

Production, transportation, and material moving

100

81

1

4

1

–

12

1

    Production

100

82

–

5

1

–

11

[5]

    Transportation and material moving

100

80

[5]

4

1

–

12

2

Full time

100

77

1

7

1

[5]

13

1

Part time

100

74

–

5

1

–

19

1

Union

100

79

–

7

2

[5]

9

2

Nonunion

100

76

1

6

1

[5]

14

1

Average wage within the following percentiles:6

                

    Less than 10

100

68

–

4

–

–

–

–

    10 to under 25

100

73

–

5

1

–

21

–

    25 to under 50

100

79

–

6

1

–

13

1

    50 to under 75

100

79

[5]

6

1

[5]

12

1

    75 to under 90

100

78

–

7

2

[5]

11

1

    90 or greater

100

73

2

9

3

[5]

12

1

Establishment characteristics

                

Goods-producing industries

100

80

–

5

1

–

12

–

Service-providing industries

100

76

[5]

7

2

[5]

14

1

    Education and health services

100

80

[5]

9

2

–

8

1

        Educational services

100

82

[5]

11

2

[5]

4

–

            Elementary and secondary schools

100

84

1

8

2

[5]

4

–

            Junior colleges, colleges, and universities

100

78

–

17

1

–

4

–

        Health care and social assistance

100

78

–

8

2

–

11

1

            Hospitals

100

76

–

9

1

–

12

2

    Public administration

100

84

–

7

4

–

4

[5]

1 to 99 workers

100

79

–

6

1

–

12

1

    1 to 49 workers

100

78

–

8

1

–

12

1

    50 to 99 workers

100

81

–

4

1

–

12

2

100 workers or more

100

76

1

6

2

[5]

14

1

    100 to 499 workers

100

79

–

5

1

–

14

1

    500 workers or more

100

73

–

8

2

[5]

14

1

Geographic areas

                

New England

100

80

–

6

1

–

12

–

Middle Atlantic

100

75

1

6

–

1

15

1

East North Central

100

78

–

5

3

–

14

–

West North Central

100

77

–

10

–

–

12

–

South Atlantic

100

83

–

3

–

–

11

1

East South Central

100

67

–

5

–

–

–

1

West South Central

100

73

–

11

2

–

13

–

Mountain

100

74

–

9

1

–

14

1

Pacific

100

76

–

7

3

–

9

3

Average monthly employer premium7

$297.15

$296.64

$292.42

$319.36

$301.21

$274.30

$284.83

$357.30

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.

2A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

3Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

4Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

5Less than 0.5 percent.

6The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

7Average premium is for all workers.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.