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|
Long-term disability insurance plans: Maximum benefit amounts Standard Errors
Table 20. Standard errors for long-term disability insurance plans: Maximum benefit amounts, private
industry workers, National Compensation Survey, March 2008
|
(All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent)
|
Characteristics
|
No
maximum
benefit
amount
|
With
maximum
benefit
amount
|
Maximum benefit amount1
|
10th
percentile
|
25th
percentile
|
50th
percentile
(median)
|
75th
percentile
|
90th
percentile
|
All workers
|
1.1 |
1.1 |
$0.00 |
$0.00 |
$572.30 |
$0.00 |
$0.00 |
Worker characteristics
|
|
|
|
|
|
|
|
Management, professional, and related
|
1.8 |
1.8 |
546.60 |
0.00 |
1,060.20 |
0.00 |
0.00 |
Management, business, and financial
|
1.6 |
1.6 |
151.90 |
0.00 |
0.00 |
2,185.60 |
2,000.10 |
Professional and related
|
2.2 |
2.2 |
823.10 |
0.00 |
316.20 |
0.00 |
0.00 |
Service
|
4.3 |
4.3 |
882.60 |
0.00 |
413.30 |
622.80 |
1,579.50 |
Sales and office
|
1.2 |
1.2 |
0.00 |
0.00 |
568.50 |
0.00 |
0.00 |
Sales and related
|
1.9 |
1.9 |
377.20 |
965.50 |
789.30 |
0.00 |
2,852.90 |
Office and administrative support
|
1.5 |
1.5 |
0.00 |
0.00 |
903.50 |
0.00 |
0.00 |
Natural resources, construction, and maintenance
|
3.5 |
3.5 |
566.70 |
289.70 |
1,001.40 |
0.00 |
2,443.70 |
Construction, extraction, farming, fishing, and
forestry
|
4.0 |
4.0 |
687.70 |
270.60 |
2,265.00 |
2,474.10 |
2,763.50 |
Installation, maintenance, and repair
|
4.6 |
4.6 |
643.40 |
0.00 |
470.10 |
0.00 |
2,957.60 |
Production, transportation, and material moving
|
2.2 |
2.2 |
314.50 |
0.00 |
0.00 |
451.00 |
2,269.00 |
Production
|
3.1 |
3.1 |
1,017.30 |
0.00 |
1,174.10 |
0.00 |
0.00 |
Transportation and material moving
|
2.6 |
2.6 |
156.20 |
1,106.70 |
383.90 |
468.60 |
0.00 |
Full time
|
1.1 |
1.1 |
0.00 |
0.00 |
498.20 |
0.00 |
0.00 |
Part time
|
3.2 |
3.2 |
0.00 |
225.30 |
1,782.10 |
0.00 |
753.20 |
Union
|
2.7 |
2.7 |
280.10 |
78.10 |
0.00 |
2,522.70 |
4,213.20 |
Nonunion
|
1.2 |
1.2 |
104.00 |
0.00 |
176.00 |
0.00 |
0.00 |
Establishment characteristics
|
|
|
|
|
|
|
|
Goods-producing industries
|
3.3 |
3.3 |
580.90 |
0.00 |
720.10 |
78.10 |
0.00 |
Construction
|
4.4 |
4.4 |
656.80 |
0.00 |
1,147.90 |
1,314.10 |
822.90 |
Manufacturing
|
3.7 |
3.7 |
1,156.50 |
0.00 |
685.30 |
270.60 |
0.00 |
Service-providing industries
|
1.1 |
1.1 |
$15.60 |
$0.00 |
$439.70 |
$0.00 |
$0.00 |
Trade, transportation, and utilities
|
1.9 |
1.9 |
458.10 |
54.10 |
65.10 |
0.00 |
3,872.80 |
Wholesale trade
|
3.0 |
3.0 |
1,923.40 |
0.00 |
1,189.60 |
0.00 |
4,005.60 |
Retail trade
|
2.8 |
2.8 |
438.30 |
31.20 |
153.00 |
852.30 |
0.00 |
Transportation and warehousing
|
4.4 |
4.4 |
857.90 |
0.00 |
1,352.80 |
2,323.50 |
0.00 |
Utilities
|
7.2 |
7.2 |
1,011.50 |
1,922.50 |
6,300.70 |
0.00 |
0.00 |
Information
|
1.7 |
1.7 |
0.00 |
156.20 |
1,334.60 |
260.40 |
0.00 |
Financial activities
|
1.8 |
1.8 |
352.20 |
605.30 |
0.00 |
827.30 |
0.00 |
Finance and insurance
|
1.9 |
1.9 |
1,115.00 |
716.20 |
0.00 |
130.10 |
0.00 |
Credit intermediation and related activities
|
1.7 |
1.7 |
0.00 |
468.60 |
0.00 |
582.30 |
0.00 |
Insurance carriers and related activities
|
4.8 |
4.8 |
1,048.10 |
1,070.90 |
0.00 |
1,323.50 |
1,193.20 |
Professional and business services
|
2.3 |
2.3 |
1,137.20 |
975.50 |
469.90 |
617.10 |
2,589.10 |
Professional and technical services
|
2.9 |
2.9 |
1,239.80 |
420.60 |
2,460.80 |
0.00 |
0.00 |
Administrative and waste services
|
4.2 |
4.2 |
1,682.40 |
1,093.40 |
2,798.60 |
6,763.60 |
1,295.40 |
Education and health services
|
1.8 |
1.8 |
529.40 |
0.00 |
78.10 |
0.00 |
2,017.60 |
Educational services
|
1.8 |
1.8 |
126.90 |
0.00 |
78.10 |
0.00 |
2,017.10 |
Junior colleges, colleges, and universities
|
1.8 |
1.8 |
110.50 |
0.00 |
529.70 |
0.00 |
841.20 |
Health care and social assistance
|
2.2 |
2.2 |
400.20 |
0.00 |
111.30 |
0.00 |
2,738.20 |
Other services
|
8.0 |
8.0 |
1,917.90 |
0.00 |
910.80 |
312.40 |
0.00 |
1 to 99 workers
|
1.4 |
1.4 |
123.70 |
0.00 |
0.00 |
0.00 |
1,040.60 |
1 to 49 workers
|
2.2 |
2.2 |
198.50 |
0.00 |
130.20 |
0.00 |
1,218.10 |
50 to 99 workers
|
3.0 |
3.0 |
459.20 |
296.80 |
91.10 |
1,286.20 |
0.00 |
100 workers or more
|
1.4 |
1.4 |
105.90 |
0.00 |
720.80 |
0.00 |
0.00 |
100 to 499 workers
|
1.7 |
1.7 |
80.70 |
0.00 |
443.80 |
0.00 |
1,036.10 |
500 workers or more
|
2.5 |
2.5 |
903.60 |
156.20 |
0.00 |
2,014.80 |
1,975.00 |
Geographic areas
|
|
|
|
|
|
|
|
Metropolitan areas
|
1.1 |
1.1 |
0.00 |
0.00 |
174.60 |
0.00 |
0.00 |
Nonmetropolitan areas
|
4.8 |
4.8 |
244.80 |
0.00 |
313.60 |
0.00 |
2,582.90 |
New England
|
4.4 |
4.4 |
2,000.40 |
0.00 |
884.70 |
0.00 |
0.00 |
Middle Atlantic
|
1.7 |
1.7 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
East North Central
|
1.2 |
1.2 |
351.10 |
0.00 |
552.30 |
0.00 |
1,256.90 |
West North Central
|
3.2 |
3.2 |
754.60 |
0.00 |
1,272.20 |
0.00 |
927.20 |
South Atlantic
|
4.3 |
4.3 |
462.70 |
0.00 |
1,183.50 |
0.00 |
0.00 |
East South Central
|
|
5.2 |
1,427.60 |
0.00 |
602.50 |
0.00 |
3,637.80 |
West South Central
|
2.3 |
2.3 |
0.00 |
777.60 |
1,184.00 |
1,623.30 |
0.00 |
Mountain
|
4.0 |
4.0 |
0.00 |
563.20 |
2,927.40 |
1,814.90 |
4,683.50 |
Pacific
|
2.6 |
2.6 |
916.00 |
1,021.30 |
0.00 |
2,332.60 |
2,476.10 |
1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
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