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Long-term disability insurance plans: Maximum benefit amounts Data Table
Table 20. Long-term disability insurance plans: Maximum benefit amounts, State and local government
workers, National Compensation Survey, March 2008
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(All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent)
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Characteristics
|
No
maximum
benefit
amount
|
With
maximum
benefit
amount
|
Maximum benefit amount1
|
10th
percentile
|
25th
percentile
|
50th
percentile
(median)
|
75th
percentile
|
90th
percentile
|
All workers
|
35 |
65 |
$1,500 |
$3,900 |
$5,000 |
$6,000 |
$8,100 |
Worker characteristics
|
|
|
|
|
|
|
|
Management, professional, and related
|
35 |
65 |
1,500 |
3,900 |
5,000 |
6,000 |
8,000 |
Professional and related
|
36 |
64 |
1,000 |
3,750 |
5,000 |
6,000 |
8,000 |
Teachers
|
37 |
63 |
1,500 |
3,500 |
5,000 |
6,000 |
8,000 |
Primary, secondary, and special education
school teachers
|
42 |
58 |
800 |
3,000 |
4,500 |
5,250 |
6,500 |
Registered nurses
|
33 |
67 |
2,100 |
4,500 |
5,000 |
7,000 |
8,500 |
Service
|
37 |
63 |
2,000 |
3,900 |
5,000 |
6,000 |
10,000 |
Protective service
|
38 |
62 |
2,000 |
3,900 |
5,000 |
7,500 |
10,000 |
Sales and office
|
35 |
65 |
1,500 |
3,000 |
5,000 |
6,000 |
8,000 |
Office and administrative support
|
35 |
65 |
1,500 |
3,000 |
5,000 |
6,000 |
8,000 |
Natural resources, construction, and maintenance
|
34 |
66 |
1,500 |
3,900 |
5,000 |
5,000 |
7,500 |
Production, transportation, and material moving
|
35 |
65 |
1,800 |
3,000 |
5,000 |
6,000 |
10,000 |
Full time
|
35 |
65 |
1,500 |
3,900 |
5,000 |
6,000 |
8,100 |
Part time
|
39 |
61 |
2,500 |
4,000 |
5,000 |
7,000 |
10,000 |
Union
|
37 |
63 |
2,000 |
3,333 |
5,000 |
6,000 |
10,000 |
Nonunion
|
33 |
67 |
800 |
3,900 |
5,000 |
5,500 |
8,000 |
Establishment characteristics
|
|
|
|
|
|
|
|
Service-providing industries
|
35 |
65 |
$1,500 |
$3,900 |
$5,000 |
$6,000 |
$8,500 |
Education and health services
|
36 |
64 |
1,500 |
3,900 |
5,000 |
6,000 |
8,000 |
Educational services
|
36 |
64 |
1,500 |
3,500 |
5,000 |
6,000 |
8,000 |
Elementary and secondary schools
|
39 |
61 |
800 |
3,000 |
4,500 |
5,500 |
7,000 |
Junior colleges, colleges, and universities
|
26 |
74 |
2,500 |
3,900 |
5,000 |
7,500 |
10,000 |
Health care and social assistance
|
35 |
65 |
2,100 |
4,500 |
5,000 |
5,000 |
8,000 |
Hospitals
|
30 |
70 |
3,000 |
4,500 |
5,000 |
6,000 |
8,500 |
Public administration
|
37 |
63 |
2,000 |
3,000 |
5,000 |
6,000 |
10,000 |
1 to 99 workers
|
31 |
69 |
3,000 |
3,900 |
4,500 |
5,000 |
6,000 |
1 to 49 workers
|
24 |
76 |
3,000 |
3,900 |
5,000 |
5,000 |
7,000 |
50 to 99 workers
|
37 |
63 |
3,000 |
3,500 |
4,000 |
5,000 |
6,000 |
100 workers or more
|
36 |
64 |
1,500 |
3,900 |
5,000 |
6,000 |
9,500 |
100 to 499 workers
|
39 |
61 |
2,333 |
4,000 |
5,000 |
6,000 |
9,000 |
500 workers or more
|
35 |
65 |
1,200 |
3,000 |
5,000 |
6,000 |
10,000 |
State government
|
33 |
67 |
1,500 |
3,900 |
5,000 |
6,000 |
8,500 |
Local government
|
36 |
64 |
1,500 |
3,750 |
5,000 |
6,000 |
8,100 |
Geographic areas
|
|
|
|
|
|
|
|
New England
|
|
76 |
4,000 |
4,500 |
6,000 |
6,000 |
6,000 |
Middle Atlantic
|
22 |
78 |
1,800 |
3,750 |
5,000 |
6,500 |
7,500 |
East North Central
|
58 |
42 |
3,000 |
4,400 |
5,000 |
6,500 |
10,000 |
West North Central
|
40 |
60 |
3,000 |
4,000 |
5,000 |
5,000 |
6,000 |
South Atlantic
|
21 |
79 |
800 |
1,500 |
3,900 |
5,000 |
8,000 |
East South Central
|
|
76 |
3,000 |
5,000 |
5,000 |
6,000 |
8,500 |
West South Central
|
|
82 |
2,000 |
3,000 |
3,000 |
5,000 |
7,000 |
Mountain
|
52 |
48 |
2,500 |
5,000 |
5,500 |
7,000 |
10,000 |
Pacific
|
26 |
74 |
3,000 |
5,000 |
5,000 |
7,000 |
10,000 |
1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.
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