Employee Benefits Survey

FONT SIZE:

Insurance benefits: Access, participation, and take-up rates Data Table

Table 12. Insurance benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008
(All workers = 100 percent)
Characteristics	Life insurance			Short-term disabilty			Long-term disability
Characteristics	Access	Participation	Take-up rate	Access	Participation	Take-up rate	Access	Participation	Take-up rate
All workers	79	77	97	23	22	97	35	34	96
Worker characteristics
Management, professional, and related	80	78	97	22	21	97	38	36	96
Professional and related	79	77	97	20	19	97	37	35	95
Teachers	78	76	97	17	16	95	37	35	96
Primary, secondary, and special education school teachers	82	80	98	14	13	93	39	37	96
Registered nurses	83	81	98	19	18	99	48	47	97
Service	75	73	97	23	22	98	28	26	95
Protective service	85	83	98	23	23	99	28	26	94
Sales and office	81	79	98	26	26	98	36	35	97
Office and administrative support	81	80	98	27	26	98	36	35	97
Natural resources, construction, and maintenance	89	88	99	30	29	96	41	41	98
Production, transportation, and material moving	77	75	97	20	20	100	28	27	94
Full time	90	87	98	25	24	97	39	38	96
Part time	24	23	95	11	11	100	13	12	96
Union	87	85	98	27	26	96	34	33	97
Nonunion	74	71	96	19	19	99	36	34	95
Average wage within the following percentiles:2
Less than 10	44	42	95	12	12	100	18	17	95
10 to under 25	74	72	97	21	21	97	33	32	96
25 to under 50	84	82	97	26	26	97	34	32	95
50 to under 75	85	84	98	26	25	96	42	40	96
75 to under 90	88	86	98	20	19	96	40	37	94
90 or greater	89	87	97	29	28	100	37	37	98
Establishment characteristics
Service-providing industries	79	77	97	23	22	97	35	33	96
Education and health services	79	77	97	20	19	96	37	35	96
Educational services	78	76	97	19	18	95	36	34	95
Elementary and secondary schools	77	76	98	18	17	94	35	33	96
Junior colleges, colleges, and universities	82	77	94	21	20	97	37	35	94
Health care and social assistance	84	82	97	27	27	98	44	43	97
Hospitals	89	86	97	26	26	98	49	48	97
Public administration	82	80	98	27	27	99	31	29	95
1 to 99 workers	64	62	97	20	20	99	34	33	97
1 to 49 workers	63	61	98	23	23	99	29	28	98
50 to 99 workers	66	63	96	15	15	100	41	40	95
100 workers or more	82	80	97	23	23	97	35	34	96
100 to 499 workers	73	72	98	17	16	97	35	34	98
500 workers or more	85	83	97	26	25	97	35	34	95
State government	86	82	95	28	28	99	36	34	95
Local government	77	76	98	21	20	97	35	34	96
Geographic areas
New England	76	73	97	11	11	100	18	17	97
Middle Atlantic	84	83	99	38	37	99	16	15	98
East North Central	77	74	96	23	23	99	51	50	97
West North Central	75	74	99	13	12	98	55	55	99
South Atlantic	84	81	96	26	24	91	43	40	92
East South Central	80	75	94	–	–	–	21	19	90
West South Central	75	74	99	11	11	98	19	17	93
Mountain	83	81	97	20	20	100	62	60	97
Pacific	77	77	99	34	34	100	30	30	100
Footnotes:
1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria.

Employee Benefits Survey

Employee Benefits Survey

Insurance benefits: Access, participation, and take-up rates Data Table

Quick Links

Tools

Calculators

Help

Info

Sorry for the interruption.