Medical plans, family coverage: Employee participation by type of contribution Data Table

Table 10. Medical plans, family coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2008

(All workers with contributory family coverage = 100 percent)

Employee monthly contribution

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Varies1

Flexible
benefits2

Percent of
earnings

Exists, but
unknown

Other

All workers

100

87

6

2

[3]

4

[3]

Worker characteristics

              

Management, professional, and related

100

87

7

2

[3]

4

[3]

    Professional and related

100

87

7

2

[3]

4

[3]

        Teachers

100

87

7

1

–

5

–

            Primary, secondary, and special education
             school teachers

100

86

7

2

–

6

–

        Registered nurses

100

86

7

–

–

4

–

Service

100

88

6

1

–

4

[3]

    Protective service

100

88

6

1

–

4

–

Sales and office

100

87

6

2

–

4

–

    Office and administrative support

100

87

6

2

–

4

–

Natural resources, construction, and maintenance

100

87

5

2

–

5

–

Production, transportation, and material moving

100

90

4

–

–

4

–

Full time

100

87

6

2

[3]

4

[3]

Part time

100

85

9

1

–

–

–

Union

100

83

9

2

–

5

[3]

Nonunion

100

90

4

2

–

3

[3]

Average wage within the following percentiles:4

              

    Less than 10

100

89

5

–

–

5

–

    10 to under 25

100

89

5

2

–

4

–

    25 to under 50

100

90

6

1

[3]

3

[3]

    50 to under 75

100

89

5

2

[3]

4

–

    75 to under 90

100

85

7

2

–

5

1

    90 or greater

100

79

13

3

–

4

–

Establishment characteristics

              

Service-providing industries

100

87

6

2

[3]

4

[3]

    Education and health services

100

87

7

1

[3]

4

–

        Educational services

100

87

7

1

[3]

4

–

            Elementary and secondary schools

100

87

6

1

[3]

5

–

            Junior colleges, colleges, and universities

100

88

10

–

–

1

–

        Health care and social assistance

100

88

9

2

–

2

–

            Hospitals

100

91

6

1

–

2

–

    Public administration

100

87

5

3

–

5

–

1 to 99 workers

100

86

6

4

–

4

[3]

    1 to 49 workers

100

82

7

6

–

–

–

    50 to 99 workers

100

90

4

–

–

3

1

100 workers or more

100

88

6

1

[3]

4

[3]

    100 to 499 workers

100

89

5

1

–

4

–

    500 workers or more

100

87

7

2

[3]

4

[3]

State government

100

85

10

4

–

2

–

Local government

100

88

5

1

[3]

5

[3]

Geographic areas

              

New England

100

94

–

–

–

6

–

Middle Atlantic

100

77

13

–

1

8

–

East North Central

100

88

8

–

–

3

–

West North Central

100

81

–

–

–

–

–

South Atlantic

100

96

1

–

–

2

–

East South Central

100

96

3

–

–

2

–

West South Central

100

90

–

–

–

3

–

Mountain

100

79

–

5

–

–

–

Pacific

100

77

13

5

–

4

–

Average monthly employer premium5

$765.81

$756.10

$871.79

$758.90

$1022.82

$796.40

$913.39

Footnotes:

1Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

2Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

3Less than 0.5 percent.

4The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

5Average premium is for all workers.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.