Table 7. Medical plans, single coverage: Employer and employee premiums by employee contribution
requirement, civilian workers,1 National Compensation Survey, March 2008

(All workers with single coverage medical plans = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$326.95

26

$410.33

74

$297.15

$85.35

Worker characteristics

Management, professional, and related

100

342.10

27

404.12

73

319.40

83.16

    Management, business, and financial

100

321.02

23

404.41

77

296.59

80.74

    Professional and related

100

351.29

29

404.02

71

330.16

84.30

        Teachers

100

405.37

41

438.72

59

382.56

80.99

            Primary, secondary, and special education
             school teachers

100

419.50

42

457.19

58

392.53

81.61

        Registered nurses

100

351.11

21

407.04

79

336.15

95.71

Service

100

315.49

24

408.78

76

285.83

89.27

Sales and office

100

304.26

22

380.94

78

282.40

87.85

    Sales and related

100

270.80

18

344.90

82

254.36

94.03

    Office and administrative support

100

318.64

24

392.69

76

295.36

85.00

Natural resources, construction, and maintenance

100

365.09

37

476.54

63

299.11

89.47

    Construction, extraction, farming, fishing, and
     forestry

100

418.19

47

526.93

53

322.68

86.89

    Installation, maintenance, and repair

100

310.60

27

388.17

73

281.39

91.42

Production, transportation, and material moving

100

315.37

27

404.12

73

283.17

80.60

    Production

100

318.59

25

394.00

75

293.35

80.81

    Transportation and material moving

100

311.53

28

414.78

72

270.42

80.33

Full time

100

328.00

27

410.42

73

298.28

84.33

Part time

100

310.21

24

408.72

76

279.68

100.98

Union

100

433.35

47

487.83

53

384.37

72.21

Nonunion

100

296.87

20

359.46

80

280.83

87.80

Average wage within the following percentiles:2

    Less than 10

100

242.78

12

300.76

88

234.50

90.55

    10 to under 25

100

274.58

19

332.18

81

261.27

94.77

    25 to under 50

100

302.07

23

375.57

77

280.20

86.67

    50 to under 75

100

333.35

28

412.95

72

302.11

83.34

    75 to under 90

100

364.84

33

449.60

67

323.98

82.77

    90 or greater

100

353.51

27

434.52

73

323.06

82.29

Establishment characteristics

Goods-producing industries

100

$337.42

29

$448.37

71

$293.11

$81.50

Service-providing industries

100

324.17

26

399.14

74

298.18

86.33

    Education and health services

100

364.35

30

408.77

70

345.45

86.43

        Educational services

100

393.35

38

425.39

62

373.40

80.67

            Elementary and secondary schools

100

407.53

42

434.66

58

387.62

82.28

            Junior colleges, colleges, and universities

100

356.65

30

380.54

70

346.21

78.04

        Health care and social assistance

100

335.57

21

379.15

79

323.72

90.92

            Hospitals

100

345.44

16

384.70

84

337.80

87.90

    Public administration

100

395.55

35

416.72

65

384.13

66.75

1 to 99 workers

100

313.58

33

403.41

67

270.22

96.16

    1 to 49 workers

100

309.61

34

386.15

66

269.51

98.39

    50 to 99 workers

100

321.85

29

446.35

71

271.57

91.87

100 workers or more

100

334.54

23

415.94

77

310.50

79.98

    100 to 499 workers

100

328.82

21

442.75

79

298.57

81.52

    500 workers or more

100

339.03

24

397.72

76

320.27

78.72

Geographic areas

New England

100

346.35

19

499.65

81

311.06

104.42

Middle Atlantic

100

338.85

32

406.26

68

307.11

82.83

East North Central

100

335.06

23

455.53

77

298.26

82.09

West North Central

100

329.89

29

414.35

71

295.12

84.34

South Atlantic

100

300.89

22

358.58

78

284.91

85.31

East South Central

100

299.89

22

343.51

78

287.33

88.18

West South Central

100

311.75

25

366.51

75

293.26

84.51

Mountain

100

331.61

25

450.23

75

291.54

87.48

Pacific

100

347.75

33

429.21

67

307.63

83.02

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals.