Benefits » ERISA Reports and Notices
Under a federal law called the Consolidated Omnibus Budget Reconciliation Act of 1985, or COBRA, you (a LANS employee) and/or your dependents may be eligible to continue health program coverage (called “COBRA coverage”) at group rates. Health Benefit Program coverage includes medical, dental, vision, and Health Care Reimbursement Account (HCRA) benefits.
COBRA coverage is available in certain instances, called “qualifying events,” where health Benefit Program coverage would otherwise end. You may elect to continue coverage at your own expense on an after-tax basis when the coverage that you have through the Plan ends. The coverage described below may change as permitted or required by changes in any applicable law.
For more information please go to pages 28-34 of the the LANS, LLC Summary Plan Description (pdf).
The medical programs sponsored by LANS will not restrict benefits if you or your dependent:.
Benefits will not be restricted provided that the breast reconstruction is performed in a manner determined in consultation with you or your dependent’s physician and may include:
Benefits for breast reconstruction will be subject to annual deductibles and coinsurance amounts consistent with benefits for other covered services under the program.
For details on any state laws that may apply to your medical program, please refer to the Benefit Program material for the medical program in which you are enrolled.