Some people, especially those with
low incomes, may not have health insurance
or funds to pay for care. In addition,
some people with HIV have private health
insurance but still need help because
their insurance does not pay for the
care they need and they cannot afford
it on their own.
The
below chart lists the public health
programs that can help pay for HIV/AIDS
care and other health care needs.
The largest programs are Medicaid,
Medicare, and the Ryan White HIV/AIDS
Program. These programs pay for care
that is delivered by local and State
agencies around the nation.
Each program has rules and eligibility standards that are
there to help manage costs and ensure
that services get delivered correctly.
Eligibility standards are mostly tied
to the person's income and health
status. Services covered under programs
may vary. For example, some programs
cover medications only. Others cover
inpatient hospital care but others
do not.
The
Ryan White HIV/AIDS Program funds
outpatient primary care, HIV/AIDS
drugs, and supportive services for
low income persons. It pays for care
only when other public or private
sources are not available. Visit the
TARGET Center Community page for Ryan White
Part B state program contact information
to learn more.
Support
for HIV/AIDS drug treatments can come
through private insurance, pharmaceutical
assistance programs, and an array
of public programs. Potential sources
of assistance include the Ryan White AIDS Drug
Assistance Program (ADAP), Medicare
Part D, patient
assistance programs , and clinical trials.
Medicaid supports health care for low income individuals who
meet eligibility requirements. Medicaid
provides financial assistance for
outpatient and inpatient care, as
well as prescription drugs. It is
a state-administered program, and
each state sets its own guidelines
as to eligibility and services.
Medicare is a federal health insurance program that supports
medical care for those who qualify
based on work history, age, and disability
status. Medicare coverage for eligible
individuals includes outpatient care,
prescription drugs, and inpatient
hospital care.
The
Federal Government funds other health
programs that include support for
people living with HIV/AIDS, such
as community health centers, substance abuse agencies,
mental
health agencies, and HIV/AIDS
housing agencies.
Other
state and local programs provide HIV/AIDS
services for those who lack resources.
Contact the Ryan White Part B program for your state for more information
regarding available services.
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