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Loan Repayment Program
The NHSC continually seeks clinicians dedicated to working with our Nation's
underserved. We have created a program to connect these unique individuals
with the communities that need them, and to support them during
their initial time of service. Fully trained health professionals
who are dedicated to working with the underserved and have qualifying
educational loans are eligible to compete for repayment of those
loans if they choose to serve in a community of greatest need. In
addition to loan repayment, these clinicians receive a competitive
salary and a chance to have a significant impact on a community.
To be eligible for the Loan Repayment Program (LRP), you must be
a fully trained:
- Allopathic or osteopathic physician specializing in family medicine,
general pediatrics, general internal medicine, general psychiatry,
or obstetrics/gynecology
- Primary care nurse practitioner
- Primary care physician assistant
- Certified nurse-midwife
- Dentist
- Dental hygienist
- Mental or behavioral health professional (health service psychologist,
clinical social worker, licensed professional counselor, marriage
and family therapist, and psychiatric nurse specialist)
Other eligibility requirements include:
- Be free of judgment liens arising from Federal debt
- Have no other existing service commitment
- Serve full time (40 hours a week) in the clinical practice of
your profession
- Commit to providing primary care service in a priority health
professional shortage area for a minimum of 2 years
- Be a U.S. citizen with a valid, unrestricted license and/or
certificate for the State where you plan to practice
Repayment during the minimum two-year contract is
$50,000 (if your total outstanding balance of your qualifying educational loans is less than $50,000, the National Health Service Corps will provide funds equal to the outstanding balance).
You may be eligible to continue your loan repayment
beyond two years, one year at a time, to the extent you have unpaid
qualifying educational loans and continue to serve at an eligible
site. Participants request additional years of support with the
Contract Amendment Application for Loan Repayors. Clinicians choose their practice site before applying to the NHSC
LRP, allowing maximum flexibility to match the right clinicians
with the right communities. However, employment at a site does not
guarantee participation in the NHSC LRP.
Next Steps
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Minnesota
NHSC Clinicians Wrap Rural Community in Good Mental Health
For the last 15 years, Crookston, Minnesota, has had more than its fair share of floods, droughts, and other natural disasters. As a result, the hardy and resilient population of farming families finds itself struggling under the burden of foreclosures, financial crisis, and the resulting emotional, mental, and stress-related problems.
Read more
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