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Education & Work-Related Expenses

Question:   What are the limits for deducting interest paid on a student loan?

Answer:   The maximum deductible interest on a qualified student loan is $2,500 per return. 


There is no deduction if:

  • You file as married filing separately,
  • You are claimed as a dependent, or
  • If the loan is from a related party or a qualified employer plan.
  • There are limits based on your filing status and adjusted gross income.

Additional Information:
Category: Itemized Deductions/Standard Deductions

Subcategory: Education & Work-Related Expenses


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The OMB number for this study is 1545-1432.
If you have any comments regarding this study, please write to:
IRS, Tax Products Coordinating Committee
SE:W:CAR:MP:T:T:SP
1111 Constitution Avenue NW
Washington, DC 20224


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Page Last Reviewed or Updated: December 04, 2008