TREASURY SECURITIES & PROGRAMS

Payroll Savings

The Payroll Savings Plan is a safe and easy way to purchase Treasury securities on a regular basis. The plan's automatic payroll deduction makes saving money effortless. To get started, choose the deduction method that works best for you.

1. TreasuryDirect Electronic Payroll Savings

With TreasuryDirect's convenient direct deposit (or payroll) deduction, choose the amount you want to withhold. The money will be deposited in your Certificate of Indebtedness (C of I) in your TreasuryDirect account. The funds in your C of I can be used to purchase your choice of electronic Treasury securities including:

  • Treasury Bills
  • Treasury Notes
  • Treasury Bonds
  • Series EE and I Savings Bonds
  • Inflation-Protected Securities (TIPS)

2. Payroll Savings for Paper Savings Bonds

With the paper payroll savings plan, employees at participating companies can buy paper savings bonds through payroll deduction. Learn more about paper payroll savings.

Download our Buyer's Guide (PD P 0023) for more information about purchasing U.S. Savings Bonds.