Hurricane Season Is Here; Be Prepared For Flooding 

Release Date: August 20, 2004
Release Number: 1536-010

» More Information on West Virginia Severe Storms, Flooding, and Landslides

CHARLESTON, W. Va. -- Early in this hurricane season severe inland flooding along the East Coast reminds West Virginians that they need to know what to do once a flood arrives, according to state and federal disaster recovery officials.

The Federal Emergency Management Agency (FEMA) and the West Virginia Office of Emergency Services (WVOES) recommend:

Water Dangers

Precautions Returning Home·

Flood Insurance Important

Officials add that purchasing flood insurance also is an important step in getting ready for upcoming storms.

“The best indicator of success is good word-of-mouth and neighbors are telling neighbors that flood insurance is worth it,” Lou Botta, FEMA federal coordinating officer, said. He noted that 25 percent of all flood loss claims occur outside the 100-year floodplain and insurance for structures located outside the floodplain can be very inexpensive.

The Preferred Risk Policy from the National Flood Insurance Program (NFIP) is available for most homeowners with a one- to -four family residential building located outside of a high-risk flood area and can cost as little as $106 a year. It takes one year for a flood insurance policy to be in force.

Homeowners and renters can buy NFIP flood insurance through most major private insurance companies and licensed property insurance agents who sell homeowners’ or property insurance or call the NFIP's toll-free information line at 800-427-4661 or for individuals with hearing- or -speech impairments (TTY/TDD) 800-427-5593.

On March 1, 2003, FEMA became part of the U.S. Department of Homeland Security. FEMA's continuing mission within the new department is to lead the effort to prepare the nation for all hazards and effectively manage federal response and recovery efforts following any national incident. FEMA also initiates proactive mitigation activities, trains first responders, and manages the National Flood Insurance Program and the U.S. Fire Administration.

Last Modified: Friday, 20-Aug-2004 08:43:01