Due to scheduled maintenance on Monday, May 11, members may experience a temporary interruption of service on NIHFCU-owned ATMs between 5pm-6pm. Thank you for your patience as we upgrade to serve you better.

Loans & Credit Cards

Credit Cards

With low rates, and many “uncommon” terms, our Visa Rewards credit cards are an incredible value! Why…

  • Some of the lowest (and non-variable) rates you’ll find anywhere.
  • No Penalty APRs when a late payment occurs
  • No Universal Default penalties
  • No Balance Transfer fees
  • Nominal over-the-limit and late payment fees
  • valuable travel and merchandise Rewards Points
  • ...and THAT’S JUST THE BEGINNING!

CLICK HERE to COMPARE ALL OUR SMART BENEFITS to other cards you may possess.

Whether you have an NIHFCU Student Rewards, Classic Rewards, Gold Rewards, Platinum Rewards, Platinum Preferred Rewards or our Secured Rewards card, you’ll enjoy all the great money-saving and credit management benefits that all of our cards offer.

  • To see a side-by-side comparison of all NIHFCU Card options and their many exciting benefits, click here.* Apply online today!

CU@Home Enrollment

Enrolling in CU@Home is easy - Here's how:

  • In the Account Number box, enter your Member Number.
  • In the Password box, enter your Access 24 Personal Access Code.

If you do not have an Access 24 Personal Access Code or need assistance please call 301-718-0208, 800-877-6440 or 301-881-5822 (Hearing Impaired).

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