Posted on January 31

Did your retirement plan take a hit in 2008? Has the economy caused you to question the safety of your funds? Do I have enough?

If you’ve asked yourself these questions, then NIHFCU is here to help. With guaranteed high-rate, flexible and well-insured options, our IRA certificates can safely boost any retirement plan.

Bank-busting rates with lock-in yields well above the local bank average

• At NIHFCU, you’ll earn more than you commonly would elsewhere. And, with an initial deposit of only $500 required to open an IRA certificate, great returns are in range of even the smallest of investors.

Enjoy increased flexibility with a penalty-free withdrawal * on all IRA Certificates as well as bump-up and add-on options on select certificates.

• * Make a one-time withdrawal from any of your IRA certificates without incurring an NIHFCU penalty, providing peace of mind when unexpected access to your funds may be needed. (note: Early withdrawal penalties imposed by the IRS are still applicable. Consult your tax advisor.)

• If rates should rise, bump-up your rate one time on our 15-month IRA certificates. Enjoy two bump-up options on our 30-month IRA certificates.

• Our 15-month IRA certificate allows you to add-on to your principal as often as you’d like!

Your Funds are Safe

• Your deposits are well-insured up to $500,000.

It’s not too late to contribute to an IRA for the 2008 tax season. With great rates and added flexibility, an IRA certificate from NIHFCU is the perfect option. Click here, call or stop by to open yours today!